280 E Haven Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 280 E Haven Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	6.2 acres (270,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,500 (Jun 2021)
Tax Bill	$6,435 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-39-015-002`

Property Details

APN / Parcel Number

Primary APN	`003-39-015-002`
Alternative APN	`0033901500200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,524 sqft Living Area
1st Floor Area	3,524 sqft
Basement Area	3,524 sqft
Unfinished Basement	3,524 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	270,072 sqft (6.2 acres)
Garage Area	910 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	280 E HAVEN DR
City	OWOSSO
State	MI
Zip	48867-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST HAVEN BLUFFS NO 2 NEW HAVEN TWP LOT 15
Legal Subdivision	WEST HAVEN BLUFFS
Legal Lot Number	15
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1044
Census Tract	30100

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 E HAVEN DR, OWOSSO, MI 48867-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ELGA CREDIT UNION
Sep 20, 2017	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Sep 20, 2017 · Amount on Record
Deed Document Number	20213347274
Deed Book / Page	1283 / 495
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 8, 2021
Property Address	280 E HAVEN DR, OWOSSO, MI 48867-8804
Document Number	0012830495
Book / Page	1283 / 495
Map Reference	LB 14 PG 315
Instrument Date	May 21, 2021
Instrument	3347274
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,183.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 E HAVEN DR, 280, OWOSSO, MI 48867-8804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 WHISPERING WATERS PASS, FLUSHING, MI 48433-1790

Mortgage

Document Number	3347275
Date	Jun 8, 2021
Instrument	3347275

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 20, 2017
Property Address	280 E HAVEN DR, OWOSSO, MI 48867-8804
Document Number	0012380390
Book / Page	001238 / 000390
Instrument Date	Sep 12, 2017
Instrument	3301698
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7358 N BALDWIN RD HENDERSON MI 488419741, HENDERSON, MI 48841-9741

Mortgage

Document Number	12380391
Date	Sep 20, 2017
Book Page	001238/000391
Instrument	3301699

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	280 E HAVEN DR, OWOSSO, MI 48867-8804
Document Number	0003300029
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 E HAVEN DR OWOSSO MI 488678804, OWOSSO, MI 48867-8804

Mortgage

Document Number	0003300029
Date	Jul 27, 2017
Instrument	3300029

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	New Haven Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,700 (+7.86%)	$601,400 (+7.86%)
2025	$6,435.00 (+2.83%) Homeowner's exemption	$278,800 (+35.01%)	$557,600 (+35.01%)
2024	$6,258.00 (-0.6%)
2023	$6,296.00 Homeowner's exemption	$206,500	$413,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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