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340 E Bay St, Georgetown, SC 29440 Property Records

Georgetown County property record for 340 E Bay St, Georgetown, SC 29440 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1995
Square Footage3,077 sqft Living Area
Lot Size43,560 sqft (1 acres)
GarageCarport
Last Sale$550,000 (2017)
Tax Bill$5,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN0500350026.00.00
Alternative APNs
  • 05-0035-026-00-00
  • 23489

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,077 sqft Living Area
1st Floor2,501 sqft 1st Floor
2nd Floor576 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area43,560 sqft (1 acres)
Garage TypeCarport Garage
CarportCarport
Carport Area1,765 sqft Carport

Exterior Amenities

Deck Area765 sqft Deck
Patio Area765 sqft Patio
PorchCovered Porch
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number23489
Old Parcel Number0500350026.00.00
Street Address340 E BAY ST
CityGEORGETOWN
StateSC
Zip29440-3728
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT A BOURNE SUB
Legal SubdivisionBOURNE SUB
Legal Lot NumberA
JurisdictionGEORGETOWN SC
Minor Civil DivisionGEORGETOWN
Census Blockgroup1
Census Block1002
Census Tract920302

Owner

Source: Georgetown County records · APN 0500350026.00.00

Assessment roll updated September 13, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address200 S MEETING ST, GEORGETOWN, SC 29440-3834
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Feb 24, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Nov 25, 2019Deed of Trust, Mortgage
FIRST CITIZENS BK
Sep 27, 2017Warranty Deed, Construction Loan · Line of Credit
PALMETTO HERITAGE BK&TR
Sep 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2017 · Amount on Record
Deed SaleSep 27, 2017 · Amount on Record
Deed Doc Number201700009758
Deed Book / Page3123 / 215
Record RefreshedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address340 E BAY ST, GEORGETOWN, SC 29440-3728
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03770/0330
DateMay 18, 2020
Book Page3770/330
Instrument202000004884
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateJun 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.37%
Index1-Year LIBOR
Max Rate9.37%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address340 E BAY ST, GEORGETOWN, SC 29440-3728
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03707/0242
DateFeb 24, 2020
Book Page3707/242
Instrument202000001852
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 19, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address340 E BAY ST, GEORGETOWN, SC 29440-3728
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number04110/0353
DateApr 29, 2021
Book Page4110/353
Instrument202100006208
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address340 E BAY ST, GEORGETOWN, SC 29440-3728
Document Number3651/0202
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 E BAY ST GEORGETOWN SC 294403728, GEORGETOWN, SC 29440-3728

Mortgage

Document Number3651/0202
DateDec 02, 2019
Book Page003651/000202
Instrument12011
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
AmountAmount Recorded
Term360 Months
DueDec 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

September 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGEORGETOWN SC
Recording DateSep 27, 2017
Property Address340 E BAY ST, GEORGETOWN, SC 29440-3728
Document Number3123/0215
Book / Page003123 / 000215
Instrument DateSep 26, 2017
Instrument9758
Transaction TypeConstruction Loan
Record UpdatedOct 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,035.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address213 OLD CARRIAGE LOOP GEORGETOWN SC 294407000, GEORGETOWN, SC 29440-7000

Mortgage

Document Number3123/0221
DateSep 27, 2017
Book Page003123/000221
Instrument9759
Lender
NamePALMETTO HERITAGE BK&TR
TypeBank
AddressPAWLEYS ISLAND, SC 29585
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 26, 2018
Interest
Rate TypeAdjustable Rate

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGEORGETOWN SC
Recording DateSep 27, 2017
Property Address340 E BAY ST, GEORGETOWN, SC 29440-3728
Document Number3123/0205
Book / Page003123 / 000205
Instrument DateSep 14, 2017
Instrument9756
Transaction TypeTransfer
Record UpdatedOct 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address340 E BAY ST GEORGETOWN SC 294403728, GEORGETOWN, SC 29440-3728

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGEORGETOWN SC
Recording DateSep 27, 2017
Property Address340 E BAY ST, GEORGETOWN, SC 29440-3728
Document Number3123/0210
Book / Page003123 / 000210
Instrument DateSep 14, 2017
Instrument9757
Transaction TypeTransfer
Record UpdatedOct 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address340 E BAY ST GEORGETOWN SC 294403728, GEORGETOWN, SC 29440-3728

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGEORGETOWN SC
Recording DateSep 27, 2017
Property Address340 E BAY ST, GEORGETOWN, SC 29440-3728
Document Number3123/0200
Book / Page003123 / 000200
Instrument DateSep 06, 2017
Instrument9755
Transaction TypeTransfer
Record UpdatedOct 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address340 E BAY ST GEORGETOWN SC 294403728, GEORGETOWN, SC 29440-3728

Tax Assessment & Valuation

Source: Georgetown County records · Assessment roll updated September 13, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
MunicipalityGeorgetown City
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,287.00 (+0.38%)$23,080 (+0.57%) Land $7,000 Building $16,080$577,100 (+0.59%) Land $175,000 Building $402,100
2023$5,267.00 (+9.55%)$22,950 (-) Land $11,200 Building $11,750$573,700 (-) Land $280,000 Building $293,700
2022$4,808.00$22,950 Land $11,200 Building $11,750$573,700 Land $280,000 Building $293,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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