Georgetown County property record for 229 E Bay St, Georgetown, SC 29440 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 3,522 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2023) |
| Tax Bill | $8,055.00 (2025) |
| Primary APN | 0500330039.00.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,522 sqft Living Area |
| Gross Area | 4,478 sqft Gross Area |
| 1st Floor | 3,522 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,221 sqft Driveway |
| Garage Type | Attached Garage |
| Garage Area | 1,460 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
| Porch Area | 56 sqft Porch |
| Storage Building | 300 sqft Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 23044 |
|---|---|
| Street Address | 229 E BAY ST |
| City | GEORGETOWN |
| State | SC |
| Zip | 29440-3725 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT 36 & UNNUMBERED L; PLT 1947-164 |
| Legal Subdivision | HIGHMARKET STREET |
| Legal Lot Number | 36 |
| Jurisdiction | GEORGETOWN SC |
| Minor Civil Division | GEORGETOWN |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 920302 |
Source: Georgetown County records · APN 0500330039.00.00
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PALMETTO BANK |
| Apr 12, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BANK |
| Sep 06, 2023 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Jan 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH ATLANTIC BANK |
| Aug 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH ATLANTIC BANK |
| Jun 03, 2021 | Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Apr 20, 2018 | Deed, Transfer · Conventional Mortgage SOUTH ATLANTIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2023 · Amount on Record |
| Deed Sale | Sep 06, 2023 · Amount on Record |
| Prior Sale | Jun 03, 2021 · Amount on Record |
| Deed Doc Number | 20239399 |
| Deed Book / Page | 4569 / 134 |
| Prior Transfer Date | Mar 09, 2007 |
| Prior Transfer Doc | 0449/0250 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Jul 31, 2026 |
| Property Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Document Number | 0000008553 |
| Book / Page | 5053 / 348 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20268553 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472,730.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Document Number | 0000008554, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 20268554 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Document Number | 04655/0069 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 4655/69 |
| Instrument | 202400003250 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 04655/0082 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 4655/82 |
| Instrument | 202400003251 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 12, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Sep 06, 2023 |
| Property Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Document Number | 04569/0134 |
| Book / Page | 4569 / 134 |
| Map Reference | MB H PG 12 |
| Instrument Date | Sep 05, 2023 |
| Instrument | 202300009399 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,210.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Document Number | 04569/0138 |
|---|---|
| Date | Sep 06, 2023 |
| Book Page | 4569/138 |
| Instrument | 202300009400 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03677/0144 |
|---|---|
| Date | Jan 08, 2020 |
| Book Page | 3677/144 |
| Instrument | 202000000222 |
| Name | SOUTH ATLANTIC BANK |
|---|---|
| Type | Bank |
| Address | MYRTLE BEACH, SC 29572 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03840/0106 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 3840/106 |
| Instrument | 202000008341 |
| Name | SOUTH ATLANTIC BANK |
|---|---|
| Type | Bank |
| Address | MYRTLE BEACH, SC 29572 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Jun 03, 2021 |
| Property Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Document Number | 04141/0094 |
| Book / Page | 4141 / 94 |
| Map Reference | MB H PG 12 |
| Instrument Date | Jun 02, 2021 |
| Instrument | 202100008163 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,479.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Document Number | 202100008164 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 202100008164 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Apr 20, 2018 |
| Property Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Document Number | 03253/0291 |
| Book / Page | 3253 / 291 |
| Map Reference | PL H PG 12 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 201800003639 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,683.50 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 E BAY ST, GEORGETOWN, SC 29440-3725 |
| Document Number | 201800003640 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 201800003640 |
| Name | SOUTH ATLANTIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Georgetown County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Georgetown County |
| Municipality | Georgetown City |
| Unified School District | Georgetown County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,055.00 (+39.55%) | $35,263 (+40.1%) Land $11,602 Building $23,661 | $931,000 (+47.97%) Land $306,300 Building $624,700 |
| 2023 | $5,772.00 (+9.57%) | $25,170 (-) Land $3,000 Building $22,170 | $629,200 (-) Land $75,000 Building $554,200 |
| 2022 | $5,268.00 | $25,170 Land $3,000 Building $22,170 | $629,200 Land $75,000 Building $554,200 |
Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Wildfire Risk | Moderate above 44% of the US · above 33% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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