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224 E Bay St, Georgetown, SC 29440 Property Records

Georgetown County property record for 224 E Bay St, Georgetown, SC 29440 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2020
Square Footage2,970 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$175,000 (2019)
Tax Bill$6,988.00 (2025)

Property Details

APN / Parcel Number

Primary APN0500350014.00.00
Alternative APNs
  • 05-0035-014-00-00
  • 23479

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,970 sqft Living Area
1st Floor1,948 sqft 1st Floor
2nd Floor1,022 sqft 2nd Floor
Stories2 Stories
Utility Area1,491 sqft Utility Area
Utility RoomUtility Room
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Garage TypeBuilt-in Garage
Garage Area2,355 sqft Garage
Pool TypeIn-Ground Pool Pool Type
PorchCovered Porch

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Account Number23479
Old Parcel Number0500350014.00.00
Street Address224 E BAY ST
CityGEORGETOWN
StateSC
Zip29440-3726
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#15 BLK 2 SMITH & ST; PLT 3175-344; PLT 3939-214
Legal SubdivisionLARRY J PAUL
Legal Block2
JurisdictionGEORGETOWN SC
Minor Civil DivisionGEORGETOWN
Census Blockgroup1
Census Block1022
Census Tract920302

Owner

Source: Georgetown County records · APN 0500350014.00.00

Assessment roll updated September 13, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address224 E BAY ST, GEORGETOWN, SC 29440-3726
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Apr 26, 2022Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Mar 11, 2020Deed of Trust, Mortgage · Building or Construction Mortgage
TD BANK NA
Jan 14, 2019Grant Deed, Transfer
Jan 08, 2018Deed of Trust, Mortgage · Line of Credit
CAROLINA BK
Jan 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 14, 2019 · Amount on Record
Deed SaleJan 14, 2019 · Amount on Record
Prior SaleJan 11, 2018 · Amount on Record
Deed Doc Number201900000344
Deed Book / Page3423 / 104
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address224 E BAY ST, GEORGETOWN, SC 29440-3726
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number04235/0147
DateOct 29, 2021
Book Page4235/147
Instrument202100015879
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address224 E BAY ST, GEORGETOWN, SC 29440-3726
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 E BAY ST, GEORGETOWN, SC 29440-3726

Mortgage

Document Number04340/0403
DateApr 26, 2022
Book Page4340/403
Instrument202200005482
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address224 E BAY ST, GEORGETOWN, SC 29440-3726
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03720/0330
DateMar 11, 2020
Book Page3720/330
Instrument202000002510
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGEORGETOWN SC
Recording DateJan 14, 2019
Property Address224 E BAY ST, GEORGETOWN, SC 29440-3726
Document Number3423/0104
Book / Page003423 / 000104
Instrument DateJan 10, 2019
Instrument344
Transaction TypeTransfer
Record UpdatedJan 31, 2019

Transaction

AmountAmount Recorded
Tax$647.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 WARHAM DR GEORGETOWN SC 294407375, GEORGETOWN, SC 29440-7375

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address224 E BAY ST, GEORGETOWN, SC 29440-3726
Document Number3191/0289
Instrument DateJan 08, 2018
Transaction TypeMortgage
Record UpdatedFeb 19, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1480 WISTERIA DR FLORENCE SC 295015647, FLORENCE, SC 29501-5647

Mortgage

Document Number3191/0289
DateJan 11, 2018
Book Page003191/000289
Instrument300
Lender
NameCAROLINA BK
TypeBank
AddressFLORENCE, SC 29505
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 10, 2033
Interest
Rate TypeAdjustable Rate

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEORGETOWN SC
Recording DateJan 11, 2018
Property Address224 E BAY ST, GEORGETOWN, SC 29440-3726
Document Number3191/0285
Book / Page003191 / 000285
Instrument DateJan 08, 2018
Instrument299
Transaction TypeTransfer
Record UpdatedFeb 02, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1480 WISTERIA DR FLORENCE SC 295015647, FLORENCE, SC 29501-5647

Tax Assessment & Valuation

Source: Georgetown County records · Assessment roll updated September 13, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
MunicipalityGeorgetown City
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,988.00 (+14.78%)$30,760 (+14.99%) Land $5,733 Building $25,027$1,141,700 (+70.73%) Land $212,800 Building $928,900
2023$6,088.00 (+19.47%)$26,750 (+8.96%) Land $6,400 Building $20,350$668,700 (+8.96%) Land $160,000 Building $508,700
2022$5,096.00$24,550 Land $6,400 Building $18,150$613,700 Land $160,000 Building $453,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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