Carteret County property record for 340 Cedar St, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,176 sqft · built 1989 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Dec 2010) |
| Tax Bill | $2,175 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5394.17.10.6634000 |
| Primary APN | 5394.17.10.6634000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| Gross Area | 1,664 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 59565 |
|---|---|
| Street Address | 340 CEDAR ST |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L21 BE OCEAN FOREST |
| Legal Subdivision | OCEAN FOREST S/D |
| Legal Block | 10 |
| Legal Lot Number | 21 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970904 |
340 Cedar St is owned by two individuals who acquired it in June 2026.
Source: Carteret County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4102 TREETOPS CIR, WINTERVILLE, NC 28590-9220 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2010 · Amount on File |
| Deed Sale | Dec 30, 2010 · Amount on File |
| Prior Sale | Feb 18, 2000 |
| Deed Document Number | 20101363118 |
| Deed Book / Page | 1363 / 118 |
| Last Transfer Date | Jun 1, 2026 |
| Transfer Doc | 0001887237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 1, 2026 |
| Property Address | 340 CEDAR ST, EMERALD ISLE, NC 28594-2803 |
| Document Number | 0001887237 |
| Book / Page | 1887 / 237 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20261887237 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4102 TREETOPS CIR, WINTERVILLE, NC 28590-9220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 340 CEDAR ST, EMERALD ISLE, NC 28594-2803 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017380340 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 1738/340 |
| Instrument | 1738340 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 340 Cedar St was $2,175.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,070 (-) Land $258,235 Building $269,835 | $528,070 (-) Land $258,235 Building $269,835 | |
| 2025 | $2,175.00 | $528,070 Land $258,235 Building $269,835 | $528,070 Land $258,235 Building $269,835 |
| 2023 | $249,189 Land $134,895 Building $114,294 | $249,189 Land $134,895 Building $114,294 | |
| 2022 | $1,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 340 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 21 (1996–2018) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 340 Cedar St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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