Carteret County property record for 338 Cedar St, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 2000 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Jul 2024) |
| Tax Bill | $2,086 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5394.17.10.6567000 |
| Primary APN | 5394.17.10.6567000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Heated Area |
| Gross Area | 1,404 sqft |
| 1st Floor Area | 1,148 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 71850 |
|---|---|
| Street Address | 338 CEDAR ST |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L20 BE OCEAN FOREST |
| Legal Subdivision | OCEAN FOREST S/D |
| Legal Block | 10 |
| Legal Lot Number | 20 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970904 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 KINSEY CT, HAMPSTEAD, NC 28443-3607 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on Record |
| Deed Sale | Jul 10, 2024 · Amount on Record |
| Deed Document Number | 20241831213 |
| Deed Book / Page | 1831 / 213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 10, 2024 |
| Property Address | 338 CEDAR ST, EMERALD ISLE, NC 28594-2803 |
| Document Number | 0018310213 |
| Book / Page | 1831 / 213 |
| Map Reference | MB 6 PG 3 |
| Instrument Date | Jul 2, 2024 |
| Instrument | 1831213 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 SCOTTSDALE LN, CLEMMONS, NC 27012-7243 |
| Name | Verified Name |
|---|---|
| Address | 103 KINSEY CT, HAMPSTEAD, NC 28443-3607 |
| Document Number | 0001831214 |
|---|---|
| Date | Jul 10, 2024 |
| Instrument | 1831214 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.57% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.5% |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501,131 (-) Land $260,843 Building $240,288 | $501,131 (-) Land $260,843 Building $240,288 | |
| 2025 | $2,086.00 (+58.15%) | $501,131 (+133.85%) Land $260,843 Building $240,288 | $501,131 (+133.85%) Land $260,843 Building $240,288 |
| 2023 | $214,298 Land $134,895 Building $79,403 | $214,298 Land $134,895 Building $79,403 | |
| 2022 | $1,319.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 21 (1996–2018) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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