Carteret County property record for 337 Cedar St, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,850 sqft · built 1998 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jun 2023) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5394.17.10.4574000 |
| Primary APN | 5394.17.10.4574000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,850 sqft Heated Area |
| Gross Area | 992 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 84 sqft |
| Deck Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 43909 |
|---|---|
| Street Address | 337 CEDAR ST |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L20 BD OCEAN FOREST |
| Legal Subdivision | OCEAN FOREST S/D |
| Legal Block | 10 |
| Legal Lot Number | 20 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970904 |
337 Cedar St is owned and occupied by two individuals who bought it in June 2023.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 337 CEDAR ST, EMERALD ISLE, NC 28594-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on File |
| Deed Sale | Jun 5, 2023 · Amount on File |
| Deed Document Number | 20231801011 |
| Deed Book / Page | 1801 / 11 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 5, 2023 |
| Property Address | 337 CEDAR ST, EMERALD ISLE, NC 28594-2804 |
| Document Number | 0018010011 |
| Book / Page | 1801 / 11 |
| Map Reference | MB 6 PG 3 |
| Instrument Date | May 27, 2023 |
| Instrument | 1801011 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 PRESCOTT DRIVE, DURHAM, NC 27712 |
| Name | Verified Name |
|---|---|
| Address | 337 CEDAR ST, EMERALD ISLE, NC 28594-2804 |
| Document Number | 0001801012 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 1801012 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 337 CEDAR ST, EMERALD ISLE, NC 28594-2804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0016640365 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 1664/365 |
| Instrument | 1664365 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2040 |
The 2025 property tax bill for 337 Cedar St was $2,383.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586,812 (-0.74%) Land $260,499 Building $326,313 | $586,812 (-0.74%) Land $260,499 Building $326,313 | |
| 2025 | $2,383.00 | $591,159 Land $260,499 Building $330,660 | $591,159 Land $260,499 Building $330,660 |
| 2023 | $296,182 Land $134,895 Building $161,287 | $296,182 Land $134,895 Building $161,287 | |
| 2022 | $1,716.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 337 Cedar St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 21 (1996–2018) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 337 Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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