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340 Brackney Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 340 Brackney Rd, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,526 sqft · built 2007
Lot Size1.1 acres (48,264 sqft)
OwnerTrust Name on File
Last Sale$392,500 (Jan 2005)
Tax Bill$15,319 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN072-221-10

Property Details

APN / Parcel Number

Primary APN072-221-10
Alternative APN
  • 072-221-10-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,526 sqft Living Area
Gross Area3,026 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area48,264 sqft
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Deck Area506 sqft
Patio Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address340 BRACKNEY RD
CityBEN LOMOND
StateCA
Zip95005-9720
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2028
Census Tract120302

Owner

Source: Santa Cruz County records · APN 072-221-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address340 BRACKNEY RD, BEN LOMOND, CA 95005-9720
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
OWN MORTGAGE INC
Aug 26, 2019Quit Claim Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2005 · Amount on Record
Deed SaleJan 07, 2005 · Amount on Record
Deed Document Number20051318
Last Transfer DateAug 13, 2015
Transfer Doc0000033647
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address340 BRACKNEY RD, BEN LOMOND, CA 95005-9720
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 BRACKNEY RD, BEN LOMOND, CA 95005-9720

Mortgage

Document Number0000045183
DateAug 31, 2021
Instrument2021-0045183
Lender
NameOWN MORTGAGE INC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 26, 2019
Property Address340 BRACKNEY RD, BEN LOMOND, CA 95005-9720
Document Number0000024818
Instrument DateAug 20, 2019
Instrument24818
Transaction TypeTransfer
Record UpdatedDec 01, 2020
Title CompanyAMROCK TITLE CA INC

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 BRACKNEY RD BEN LOMOND CA 950059720, BEN LOMOND, CA 95005-9720

Mortgage

Document Number24819
DateAug 26, 2019
Instrument24819
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueAug 25, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,305,485 (+2%) Land $584,850 Building $720,635
2025$15,319.00 (+3.26%) Homeowner's exemption$1,279,888 (+4.04%) Land $573,383 Building $706,505
2023$14,836.00 (+2.35%)$1,230,189 Land $551,118 Building $679,071$1,058,490
2022$14,495.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 22% of California
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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