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303 Brackney Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 303 Brackney Rd, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,999 sqft · built 1972
Lot Size0.289 acres (12,589 sqft)
OwnerIndividual Name on Record
Last Sale$699,000 (Apr 2005)
Tax Bill$11,839 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN072-212-13

Property Details

APN / Parcel Number

Primary APN072-212-13
Alternative APN
  • 072-212-13-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,999 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleDuplex Single
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area12,589 sqft (0.289 acres)
Deck Area562 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address303 BRACKNEY RD
CityBEN LOMOND
StateCA
Zip95005-9720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-20
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2027
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address303 BRACKNEY RD, BEN LOMOND, CA 95005-9720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 11, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Jan 10, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2005 · Amount on Record
Deed SaleApr 18, 2005 · Amount on Record
Deed Document Number200525006
Last Transfer DateSep 4, 2020
Transfer Doc0000035739
Record UpdatedSep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 11, 2020
Property Address303 BRACKNEY RD, BEN LOMOND, CA 95005-9720
Document Number0000035739
Map ReferenceVOL 96 PG 453
Instrument DateSep 4, 2020
Instrument2020-0035739
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address303 BRACKNEY RD, BEN LOMOND, CA 95005-9720
InvestorPossibly a Property Investor

Mortgage

Document Number0000035740
DateSep 11, 2020
Instrument2020-0035740
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 11, 2020
Property Address303 BRACKNEY RD, BEN LOMOND, CA 95005-9720
Document Number0000035741
Instrument DateAug 18, 2020
Instrument35741
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address303 BRACKNEY RD BEN LOMOND CA 950059720, BEN LOMOND, CA 95005-9720

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 10, 2018
Property Address303 BRACKNEY RD, BEN LOMOND, CA 95005-9720
Document Number0000000897
Instrument DateDec 29, 2017
Instrument897
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address303 BRACKNEY RD BEN LOMOND CA 950059720, BEN LOMOND, CA 95005-9720

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$995,259 (+2%) Land $583,975 Building $411,284
2025$11,839.00 (+4.11%) Homeowner's exemption$975,745 (+4.04%) Land $572,525 Building $403,220
2024$11,372.00 (-0.09%)
2023$11,382.00 (+2.37%) Homeowner's exemption$937,855 Land $550,293 Building $387,562
2022$11,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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