Santa Cruz County property record for 420 Brackney Rd, Ben Lomond, CA 95005
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 1 bd · 1 ba · 1,160 sqft · built 1947 |
| Lot Size | 1.15 acres (50,138 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $715,000 (May 2019) |
| Tax Bill | $9,702 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 072-221-25 |
| Primary APN | 072-221-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,160 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 50,138 sqft |
| Deck Area | 348 sqft |
| Patio Area | 348 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 420 BRACKNEY RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9720 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | R-1-20 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 BRACKNEY RD, BEN LOMOND, CA 95005-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 18, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| May 1, 2019 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| May 1, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on Record |
| Deed Sale | May 1, 2019 · Amount on Record |
| Deed Document Number | 201911458 |
| Prior Transfer Date | Apr 29, 2019 |
| Prior Transfer Doc | 0000011457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 420 BRACKNEY RD, BEN LOMOND, CA 95005-9720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 420 RACKNEY RD, BEN LOMOND, CA 95005 |
| Document Number | 0000035973 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-0035973 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 420 BRACKNEY RD, BEN LOMOND, CA 95005-9720 |
| Document Number | 0000006303 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 420 BRACKNEY RD BEN LOMOND CA 950059720, BEN LOMOND, CA 95005-9720 |
| Document Number | 0000006303 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 6303 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 1, 2019 |
| Property Address | 420 BRACKNEY RD, BEN LOMOND, CA 95005-9720 |
| Document Number | 0000011457 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 11457 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 420 BRACKNEY RD BEN LOMOND CA 950059720, BEN LOMOND, CA 95005-9720 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 1, 2019 |
| Property Address | 420 BRACKNEY RD, BEN LOMOND, CA 95005-9720 |
| Document Number | 0000011458 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 2019-0011458 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 420 BRACKNEY RD, BEN LOMOND, CA 95005-9720 |
| Document Number | 0000011459 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019-0011459 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 23, 2019 |
| Property Address | 420 BRACKNEY RD, BEN LOMOND, CA 95005-9720 |
| Document Number | 0000010523 |
| Instrument Date | Apr 23, 2014 |
| Instrument | 10523 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 420 BRACKNEY RD BEN LOMOND CA 950059720, BEN LOMOND, CA 95005-9720 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $813,548 (+2%) Land $608,739 Building $204,809 | ||
| 2025 | $9,702.00 (+4.23%) | $797,596 (+4.04%) Land $596,803 Building $200,793 | |
| 2023 | $9,308.00 (+2.4%) | $766,624 Land $573,628 Building $192,996 | $731,430 |
| 2022 | $9,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 39 (1981–2023) |
| Claims Outside the SFHA | 6 of 39 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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