Bergen County and Upper Saddle River Borough property record for 34 Valley Ln, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,812 sqft · built 1967 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $18,138 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00803-0000-00001 |
| Primary APN | 63-00803-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,812 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 41,382 sqft (0.95 acres) |
| Account Number | 072135 |
|---|---|
| Street Address | 34 VALLEY LN |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .950 AC |
| Legal Block | 803 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 53202 |
34 Valley Ln is owned and occupied by an individual who acquired it in July 2013.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 VALLEY LN, UPPER SADDLE RIVER, NJ 07458-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2013 |
| Transfer Doc | 0014742456 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 34 Valley Ln was $18,138, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $700,300 (-) Land $343,000 Building $357,300 | $700,300 (-) Land $343,000 Building $357,300 | |
| 2025 | $18,138.00 (+1.73%) | $700,300 Land $343,000 Building $357,300 | $700,300 Land $343,000 Building $357,300 |
| 2024 | $17,830.00 | ||
| 2023 | $700,300 Land $343,000 Building $357,300 | $700,300 Land $343,000 Building $357,300 | |
| 2022 | $17,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Valley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Valley Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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