7 Valley Ln, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 7 Valley Ln, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,890 sqft · built 1973
Lot Size0.92 acres (40,075 sqft)
OwnerCompany Name on Record
Tax Bill$20,922 (2025)
Deeds & MortgagesJul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN63-00805-0000-00008

Property Details

APN / Parcel Number

Primary APN63-00805-0000-00008
Alternative APNs
  • 630080500008
  • 072030

Interior

Stories2 Stories
Building Area3,890 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Area40,075 sqft (0.92 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number072030
Street Address7 VALLEY LN
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.920 AC
Legal SubdivisionJAMES WAGNER
Legal Block805
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1018
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7 VALLEY LN, UPPER SADDLE RIVER, NJ 07458-1609
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 19, 2023
Transfer Doc0050401631
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateJul 20, 2023
Property Address7 VALLEY LN, UPPER SADDLE RIVER, NJ 07458-1609
Document Number0050401631
Book / Page5040 / 1631
Instrument DateMay 19, 2023
Instrument2023047340
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7 VALLEY LN, UPPER SADDLE RIVER, NJ 07458-1609

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address7 VALLEY LN, UPPER SADDLE RIVER, NJ 07458-1609

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$807,800 (-) Land $341,800 Building $466,000$807,800 (-) Land $341,800 Building $466,000
2025$20,922.00 (+1.73%)$807,800 (-) Land $341,800 Building $466,000$807,800 (-) Land $341,800 Building $466,000
2024$20,567.00 (+3.78%)
2023$807,800 (+0.8%) Land $341,800 Building $466,000$807,800 (+0.8%) Land $341,800 Building $466,000
2022$19,818.00 (+5.54%)$801,400 Land $341,800 Building $459,600$801,400 Land $341,800 Building $459,600
2021$18,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (2011–2024)
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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