Bergen County and Upper Saddle River Borough property record for 18 Valley Ln, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,455 sqft · built 1967 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $840,000 (Nov 2020) |
| Tax Bill | $17,226 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00804-0000-00002 |
| Primary APN | 63-00804-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,455 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 072155 |
|---|---|
| Street Address | 18 VALLEY LN |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | BOROUGH/UPPER SADDLE RIVER |
| Legal Block | 804 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 VALLEY LN, UPPER SADDLE RIVER, NJ 07458-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on Record |
| Deed Sale | Nov 2, 2020 · Amount on Record |
| Prior Sale | Dec 20, 2000 · Amount on Record |
| Deed Document Number | 2020113609 |
| Deed Book / Page | 3800 / 1342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 2, 2020 |
| Property Address | 18 VALLEY LN, UPPER SADDLE RIVER, NJ 07458-1610 |
| Document Number | 0038001342 |
| Book / Page | 3800 / 1342 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 20-113609 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 BAYVIEW DR, 516, TOMS RIVER, NJ 08753-2004 |
| Name | Verified Name |
|---|---|
| Address | 18 VALLEY LN, UPPER SADDLE RIVER, NJ 07458-1610 |
| Document Number | 20113610 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 20-113610 |
| Name | ALLY CAPITAL CORP |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,100 (-) Land $339,400 Building $325,700 | $665,100 (-) Land $339,400 Building $325,700 | |
| 2025 | $17,226.00 (+1.73%) | $665,100 (-) Land $339,400 Building $325,700 | $665,100 (-) Land $339,400 Building $325,700 |
| 2024 | $16,933.00 (+2.95%) | ||
| 2023 | $665,100 Land $339,400 Building $325,700 | $665,100 Land $339,400 Building $325,700 | |
| 2022 | $16,447.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures