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34 Towerbridge Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 34 Towerbridge Pl, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,636 sqft · built 2012
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$467,900 (Jan 2013)
Tax Bill$6,334 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNT080800342

Property Details

APN / Parcel Number

Primary APNT080800342
Alternative APN
  • 3-0162-A297-00-017A.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,636 sqft Living Area
Gross Area6,222 sqft
1st Floor Area1,818 sqft
Basement Area1,818 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT080800342
Street Address34 TOWERBRIDGE PL
CitySAINT CHARLES
StateMO
Zip63303-4802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALBRIDGE VLG A-C & FAIRWAYS EST LOT 8 & 113 RESUB LOT 17A
Legal SubdivisionTALBRIDGE VLG A-C & FAIRWAYS EST LOT 8 &
Legal Lot Number17A
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3008
Census Tract311004

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2013 · Amount on Record
Deed SaleJan 3, 2013 · Amount on Record
Prior SaleJan 3, 2013
Deed Document Number20138110
Deed Book / Page5929 / 2440
Last Transfer DateJun 14, 2016
Transfer Doc0065561309
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address34 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802
Document Number0068192082
Book / Page006819 / 002082
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 13, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address34 TOWERBRIDGE PL ST CHARLES MO 633034802, ST CHARLES, MO 63303-4802

Mortgage

Document Number0068192082
DateOct 6, 2017
Book Page006819/002082
Instrument630910
Lender
NameLIVE OAK BKG
TypeBank
Address1741 TIBURON DR, WILMINGTON, NC 28403-6244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 5, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,334.00 (+1.31%)$110,355 (+4.29%)$580,818 (+4.29%) Land $90,000 Building $490,818
2024$6,252.00
2023$105,815
2022$556,919 Land $65,000 Building $491,919

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims49 (1979–1995)
Claims Outside the SFHA4 of 49
Most Recent ClaimJun 1995 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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