St. Charles County property record for 32 Towerbridge Pl, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,768 sqft · built 2012 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $480,000 (Jul 2012) |
| Tax Bill | $6,847 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T080800341 |
| Primary APN | T080800341 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,768 sqft Living Area |
| Gross Area | 6,949 sqft |
| 1st Floor Area | 2,425 sqft |
| Basement Area | 2,377 sqft |
| Finished Basement | 952 sqft |
| Unfinished Basement | 1,425 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T080800341 |
|---|---|
| Street Address | 32 TOWERBRIDGE PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALBRIDGE VLG A-C & FAIRWAYS EST LOT 8 & 113 RESUB LOT 16A |
| Legal Subdivision | TALBRIDGE VLG A-C & FAIRWAYS EST LOT 8 & |
| Legal Lot Number | 16A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 311004 |
32 Towerbridge Pl is owned by a company that acquired it in July 2015.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 32 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 13, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2012 · Amount on File |
| Deed Sale | Jul 26, 2012 · Amount on File |
| Prior Sale | Jul 26, 2012 |
| Deed Document Number | 2012553410 |
| Deed Book / Page | 5822 / 154 |
| Last Transfer Date | Jul 27, 2015 |
| Transfer Doc | 0064012378 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 32 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 32 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802 |
| Document Number | 0070370458 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 7037/0458 |
| Instrument | 20190219000073780 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 7, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 32 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073431459 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 7343/1459 |
| Instrument | 20200713000485780 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Jun 4, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 15, 2020 |
| Property Address | 32 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4802 |
| Document Number | 0000098696 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 98696 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 TOWERBRIDGE PL ST CHARLES MO 633034802, ST CHARLES, MO 63303-4802 |
The 2025 property tax bill for 32 Towerbridge Pl was $6,847, up 0.9% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,847.00 (+0.93%) | $119,350 | $628,160 Land $90,000 Building $538,160 |
| 2024 | $6,784.00 | ||
| 2023 | $114,865 | ||
| 2022 | $604,555 Land $65,000 Building $539,555 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Towerbridge Pl in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 49 (1979–1995) |
| Claims Outside the SFHA | 4 of 49 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Towerbridge Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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