31 Towerbridge Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 31 Towerbridge Pl, Saint Charles, MO 63303 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,074 sqft · built 2008
Lot Size0.239 acres (10,454 sqft)
Owner2 Owner Names on File
Last Sale$470,000 (May 2014)
Tax Bill$7,376 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNT070800616

Property Details

APN / Parcel Number

Primary APNT070800616
Alternative APN
  • 3-0162-A210-00-061A.0000000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,074 sqft Living Area
1st Floor Area2,199 sqft
Basement Area2,199 sqft
Finished Basement1,099 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
Patio Area100 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT070800616
Old Parcel NumberT070800616
Street Address31 TOWERBRIDGE PL
CitySAINT CHARLES
StateMO
Zip63303-4800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALBRIDGE VLGS A-C LOT 61A
Legal Range03E
Legal Township46N
Legal SubdivisionTALBRIDGE VLGS A-C
Legal Lot Number61A
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3010
Census Tract311004

Owner

Source: St. Charles County records · APN T070800616

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Line of Credit
HOMEBANK
Feb 10, 2017Deed of Trust, Mortgage
ACADEMY MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2014 · Amount on Record
Deed SaleMay 06, 2014 · Amount on Record
Deed Document Number0061831321
Deed Book / Page6183 / 1321
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800

Mortgage

Document Number0000008602
DateFeb 25, 2026
Instrument2026R-008602
Lender
NameHOMEBANK
TypeBank
AddressPALMYRA, MO 63461
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 16, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800
Document Number0067022159
Book / Page006702 / 002159
Instrument DateFeb 10, 2017
Transaction TypeMortgage
Record UpdatedMar 02, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 TOWERBRIDGE PL ST CHARLES MO 633034800, ST CHARLES, MO 63303-4800

Mortgage

Document Number0067022159
DateFeb 22, 2017
Book Page006702/002159
Instrument112300
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 21, 2032

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,376.00$128,611 (+3.58%)$676,898 (+3.58%) Land $90,000 Building $586,898
2023$124,166
2022$653,503 Land $65,000 Building $588,503

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833110043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims49 (1979–1995)
Claims Outside the SFHA4 of 49
Most Recent ClaimJun 1995, river or lake flooding
Claims By Storm
  • Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 18 claims

Wildfire

Wildfire RiskLow
above 1% of the US · above 2% of Missouri
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 658 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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