St. Charles County property record for 31 Towerbridge Pl, Saint Charles, MO 63303 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,074 sqft · built 2008 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $470,000 (May 2014) |
| Tax Bill | $7,376 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T070800616 |
| Primary APN | T070800616 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,074 sqft Living Area |
| 1st Floor Area | 2,199 sqft |
| Basement Area | 2,199 sqft |
| Finished Basement | 1,099 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 100 sqft |
| Sewer | Connected |
|---|
| Account Number | T070800616 |
|---|---|
| Old Parcel Number | T070800616 |
| Street Address | 31 TOWERBRIDGE PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALBRIDGE VLGS A-C LOT 61A |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | TALBRIDGE VLGS A-C |
| Legal Lot Number | 61A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 311004 |
Source: St. Charles County records · APN T070800616
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBANK |
| Feb 10, 2017 | Deed of Trust, Mortgage ACADEMY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2014 · Amount on Record |
| Deed Sale | May 06, 2014 · Amount on Record |
| Deed Document Number | 0061831321 |
| Deed Book / Page | 6183 / 1321 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800 |
| Document Number | 0000008602 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026R-008602 |
| Name | HOMEBANK |
|---|---|
| Type | Bank |
| Address | PALMYRA, MO 63461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 16, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 31 TOWERBRIDGE PL, SAINT CHARLES, MO 63303-4800 |
| Document Number | 0067022159 |
| Book / Page | 006702 / 002159 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 TOWERBRIDGE PL ST CHARLES MO 633034800, ST CHARLES, MO 63303-4800 |
| Document Number | 0067022159 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 006702/002159 |
| Instrument | 112300 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 21, 2032 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,376.00 | $128,611 (+3.58%) | $676,898 (+3.58%) Land $90,000 Building $586,898 |
| 2023 | $124,166 | ||
| 2022 | $653,503 Land $65,000 Building $588,503 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833110043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 49 (1979–1995) |
| Claims Outside the SFHA | 4 of 49 |
| Most Recent Claim | Jun 1995, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 1% of the US · above 2% of Missouri |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 658 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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