Putnam County and Kent Town property record for 34 Stanwich Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1960 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,000 (Oct 1994) |
| Tax Bill | $7,810 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 33.42-2-16 |
| Primary APN | 372200 33.42-2-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 1,082 sqft |
| 1st Floor Area | 600 sqft |
| Upper Floors Area | 450 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Porch | Covered Porch |
| Porch Area | 256 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 015725 |
|---|---|
| Street Address | 34 STANWICH RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-6547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 16.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 10300 |
Source: Putnam County and Kent Town records · APN 372200 33.42-2-16
Assessment roll updated April 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 STANWICH RD, CARMEL, NY 10512-6547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY CREDIT UNION |
| Aug 27, 2020 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU |
| Mar 11, 2020 | Loan Modification, Mortgage · Conventional with PMI HUDSON VLY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 1994 · Amount on Record |
| Deed Sale | Oct 17, 1994 · Amount on Record |
| Prior Sale | Aug 19, 1994 · Amount on Record |
| Deed Book / Page | 1264 / 293 |
| Last Transfer Date | Jun 27, 2002 |
| Transfer Doc | 0015920177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | May 19, 2026 |
| Property Address | 34 STANWICH RD, CARMEL, NY 10512-6547 |
| Document Number | 0000003195 |
| Book / Page | 8108 / 226 |
| Instrument Date | May 11, 2026 |
| Instrument | 20263195 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 34 STANWICH RD, CARMEL, NY 10512-6547 |
| Document Number | 0000003195, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 8108/226 |
| Instrument | 20263195 |
| Name | HUDSON VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 34 STANWICH RD, CARMEL, NY 10512-6547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 34 STANWICH RD, CARMEL, NY 10512-6547 |
| Document Number | 0071390287 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 7139/287 |
| Instrument | 6762-2020 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 26, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 34 STANWICH RD, CARMEL, NY 10512-6547 |
| Document Number | 0070510243 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 34 STANWICH RD CARMEL NY 105126547, CARMEL, NY 10512-6547 |
| Document Number | 0070510243 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 007051/000243 |
| Instrument | 2288 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 34 STANWICH RD, CARMEL, NY 10512-6547 |
| Document Number | 0070510262 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 34 STANWICH RD CARMEL NY 105126547, CARMEL, NY 10512-6547 |
| Document Number | 0070510262 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 007051/000262 |
| Instrument | 2289 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $302,000 (+81.93%) Land $38,200 Building $263,800 | $302,000 (+25.17%) Land $38,200 Building $263,800 | |
| 2024 | $7,810.00 | $166,000 (-) Land $10,600 Building $155,400 | $241,279 (-) |
| 2023 | $166,000 (-) Land $10,600 Building $155,400 | $241,279 (+21.66%) Land $15,407 Building $225,872 | |
| 2022 | $166,000 Land $10,600 Building $155,400 | $198,327 Land $12,664 Building $185,663 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 290 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HILL SPARROW MASTER HOA private · serves 432 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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