Putnam County and Kent Town property record for 31 Stanwich Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,172 sqft · built 1985 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,000 (Nov 2000) |
| Tax Bill | $9,800 (2024) |
| Deeds & Mortgages | Aug 2018 Loan Modification May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 33.42-2-13 |
| Primary APN | 372200 33.42-2-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 100 ft deep x 140 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 330 sqft |
| Porch | Open Porch |
| Porch Area | 292 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 015600 |
|---|---|
| Street Address | 31 STANWICH RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-6545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 2 |
| Legal Lot Number | 13.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 10300 |
Source: Putnam County and Kent Town records · APN 372200 33.42-2-13
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 STANWICH RD, CARMEL, NY 10512-6545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2018 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| May 16, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2000 · Amount on Record |
| Deed Sale | Nov 15, 2000 · Amount on Record |
| Prior Sale | Jun 05, 1995 · Amount on Record |
| Deed Book / Page | 1531 / 317 |
| Last Transfer Date | Nov 09, 2009 |
| Transfer Doc | 1846000035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 31 STANWICH RD, CARMEL, NY 10512-6545 |
| Document Number | 0068680155 |
| Instrument Date | Aug 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 31 STANWICH RD CARMEL NY 105126545, CARMEL, NY 10512-6545 |
| Document Number | 0068680155 |
|---|---|
| Date | Nov 07, 2018 |
| Book Page | 006868/000155 |
| Instrument | 1603055 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 06, 2058 |
| Rate | 4.25% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 31 STANWICH RD, CARMEL, NY 10512-6545 |
| Document Number | 0067330273 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 31 STANWICH RD CARMEL NY 105126545, CARMEL, NY 10512-6545 |
| Document Number | 0067330273 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 006733/000273 |
| Instrument | 1602240 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Jul 16, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415,000 (+99.23%) Land $64,800 Building $350,200 | $415,000 (+37.07%) Land $64,800 Building $350,200 | |
| 2024 | $9,800.00 | $208,300 (-) Land $18,900 Building $189,400 | $302,762 (-) |
| 2023 | $208,300 (-) Land $18,900 Building $189,400 | $302,762 (+21.66%) Land $27,471 Building $275,291 | |
| 2022 | $208,300 Land $18,900 Building $189,400 | $248,865 Land $22,581 Building $226,284 |
Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 290 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HILL SPARROW MASTER HOA private · serves 432 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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