Putnam County and Kent Town property record for 21 Stanwich Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,237 sqft · built 1938 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,094 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 33.42-1-14 |
| Primary APN | 372200 33.42-1-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,237 sqft Living Area |
| 1st Floor Area | 1,237 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 014575 |
|---|---|
| Street Address | 21 STANWICH RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-6544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 1 |
| Legal Lot Number | 14.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 10300 |
Source: Putnam County and Kent Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 STANWICH RD, CARMEL, NY 10512-6544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2022 | Deed of Trust, Mortgage NEW YORK STATE HOUSING FINANCE AGENCY |
| Nov 16, 2021 | Deed of Trust, Mortgage NEW YORK STATE HOUSING FINANCE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 1994 |
| Deed Sale | Oct 24, 1994 |
| Deed Book / Page | 1282 / 192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 21 STANWICH RD, CARMEL, NY 10512-6544 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0076540291 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 7654/291 |
| Instrument | 5178-2022 |
| Name | NEW YORK STATE HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | NEW YORK, NY 10022 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 21 STANWICH RD, CARMEL, NY 10512-6544 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 21 STANWICH ROAD, NEW YORK, NY 10022 |
| Document Number | 0075190038 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 7519/38 |
| Instrument | 13557-2021 |
| Name | NEW YORK STATE HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | NEW YORK, NY 10022 |
| Amount | Amount Recorded |
|---|
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $324,000 (+47.27%) Land $56,000 Building $268,000 | $324,000 (+1.32%) Land $56,000 Building $268,000 | |
| 2024 | $9,094.00 | ||
| 2023 | $220,000 (-) Land $30,000 Building $190,000 | $319,767 (+21.66%) Land $43,605 Building $276,162 | |
| 2022 | $220,000 Land $30,000 Building $190,000 | $262,843 Land $35,842 Building $227,001 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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