Montgomery County property record for 34 Spring St, Gaithersburg, MD 20877
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,948 sqft · built 1988 |
| Lot Size | 0.171 acres (7,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,900 (Jul 1996) |
| Tax Bill | $4,128 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02373454 |
| Primary APN | 09-02373454 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,468 sqft (0.171 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02373454 |
|---|---|
| Street Address | 34 SPRING ST |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-1900 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RPT |
| Legal Description | OBSERVATORY HEIGHTS |
| Legal Subdivision | OBSERVATORY HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 77 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 700731 |
Source: Montgomery County records · APN 09-02373454
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 SPRING ST, GAITHERSBURG, MD 20877-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Feb 13, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 1996 · Amount on Record |
| Deed Sale | Jul 25, 1996 · Amount on Record |
| Deed Document Number | 199674536 |
| Deed Book / Page | 14268 / 458 |
| Last Transfer Date | Jan 24, 2019 |
| Transfer Doc | 0572110446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 34 SPRING ST, GAITHERSBURG, MD 20877-1900 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0616890435 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 61689/435 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 13, 2019 |
| Property Address | 34 SPRING ST, GAITHERSBURG, MD 20877-1900 |
| Document Number | 0572110446 |
| Book / Page | 57211 / 446 |
| Map Reference | MB 125 PL 14667 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 34 SPRING ST, GAITHERSBURG, MD 20877-1900 |
| Document Number | 0057211450 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 57211/450 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2049 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,600 (+4.86%) Land $120,000 Building $239,600 | $359,600 (-) Land $120,000 Building $239,600 | |
| 2025 | $4,128.00 (-9.21%) | $342,933 (+10.77%) | $359,600 (+16.15%) Land $120,000 Building $239,600 |
| 2024 | $4,547.00 (+31.15%) | ||
| 2023 | $309,600 Land $120,000 Building $189,600 | $309,600 Land $120,000 Building $189,600 | |
| 2022 | $3,467.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 230 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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