Montgomery County property record for 100 Spring St, Gaithersburg, MD 20877
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,136 sqft · built 1963 |
| Lot Size | 0.181 acres (7,874 sqft) |
| Owner | Individual Name on File |
| Last Sale | $577,000 (Oct 2023) |
| Tax Bill | $7,400 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00826405 |
| Primary APN | 09-00826405 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,874 sqft (0.181 acres) |
| View / Lot | Waterfront |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 00826405 |
|---|---|
| Street Address | 100 SPRING ST |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | BROWNS ADD TO GAITHE RSBURG |
| Legal Subdivision | BROWNS ADD GAITHERSBURG |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 700731 |
Source: Montgomery County records · APN 09-00826405
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 SPRING ST, GAITHERSBURG, MD 20877-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 05, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2023 · Amount on Record |
| Deed Sale | Oct 05, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2015 · Amount on Record |
| Deed Book / Page | 67437 / 19 |
| Prior Transfer Date | Jan 18, 2013 |
| Prior Transfer Doc | 0472160354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 100 SPRING ST, GAITHERSBURG, MD 20877-1922 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 100 SPRING ST, GAITHERSBURG, MD 20877-1922 |
| Document Number | 0640940429 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 64094/429 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 05, 2023 |
| Property Address | 100 SPRING ST, GAITHERSBURG, MD 20877-1922 |
| Document Number | 0674370019 |
| Book / Page | 67437 / 19 |
| Map Reference | MB 31 PL 1992 |
| Instrument Date | Jul 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 100 SPRING ST, GAITHERSBURG, MD 20877-1922 |
| Document Number | 0006743727 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 67437/27 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 01, 2053 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $574,700 (+7.66%) Land $165,900 Building $408,800 | $574,700 (-) Land $165,900 Building $408,800 | |
| 2025 | $7,400.00 (+8.62%) | $533,800 (+18.1%) | $574,700 (+27.15%) Land $165,900 Building $408,800 |
| 2024 | $6,813.00 (+33.3%) | ||
| 2023 | $452,000 (+5.39%) Land $165,900 Building $286,100 | $452,000 (-) Land $165,900 Building $286,100 | |
| 2022 | $5,111.00 | $428,900 | $452,000 Land $165,900 Building $286,100 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 230 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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