Middlesex County property record for 34 Shell Ct, Urbanna, VA 23175 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,436 sqft · built 2016 |
| Lot Size | 2.96 acres (128,938 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,700 (Aug 2015) |
| Tax Bill | $2,156 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19 19 9 |
| Primary APN | 19 19 9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,436 sqft Living Area |
| Gross Area | 5,688 sqft |
| 1st Floor Area | 2,336 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 128,938 sqft (2.96 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 20 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11088 |
|---|---|
| Street Address | 34 SHELL CT |
| City | URBANNA |
| State | VA |
| Zip | 23175-2165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR POINTE LOT 9 2.96 AC SEC. II 218-494 301-124 D316-66 P11-161 163 D15-1230 |
| Legal Subdivision | CEDAR POINTE SEC 2 |
| Legal Lot Number | 9 |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | SALUDA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 951000 |
Source: Middlesex County records · APN 19 19 9
Assessment roll updated May 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1078 BENNETT FARM RD, LOCUST HILL, VA 23092-9741 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2015 · Amount on Record |
| Deed Sale | Aug 06, 2015 · Amount on Record |
| Deed Document Number | 20151230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Property Address | 34 SHELL CT, URBANNA, VA 23175-2165 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250001930 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 250001930 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,156.00 (+0.05%) | $353,400 (-) Land $65,700 Building $287,700 | $353,400 (-) Land $65,700 Building $287,700 |
| 2025 | $2,155.00 | $353,400 (-) Land $65,700 Building $287,700 | $353,400 (-) Land $65,700 Building $287,700 |
| 2023 | $2,155.00 | $353,400 Land $65,700 Building $287,700 | $353,400 Land $65,700 Building $287,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (51119C), updated November 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511199510003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 10 (1995–2009) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Dec 2009, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 | Yes |
| Verizon | Fixed Wireless | 300 / 20 | Yes |
| Virginia Broadband | Fixed Wireless (unlicensed) | 100 / 25 | No |
| Starlink | Satellite (low-earth orbit) | 280 / 30 | Yes |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures