31 Shell Ct, Urbanna, VA 23175 Property Records

Middlesex County property record for 31 Shell Ct, Urbanna, VA 23175

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,803 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (Jan 2026)
Tax Bill	$12,104 (2025)
Deeds & Mortgages	Jan 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`19 19 3`

Property Details

APN / Parcel Number

Primary APN	`19 19 3`
Alternative APN	`11083`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	5,803 sqft Living Area
Gross Area	9,567 sqft
1st Floor Area	3,994 sqft
Basement Area	1,744 sqft
Unfinished Basement	1,744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Exterior Material	Other
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	2,952 sqft
Driveway	Brick Driveway
Parking Spaces	10 Parking Spaces

Exterior Amenities

Pool Area	820 sqft
Porch	Patio
Porch Area	121 sqft
Deck Area	922 sqft
Patio Area	752 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11083
Street Address	31 SHELL CT
City	URBANNA
State	VA
Zip	23175-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CEDAR POINTE LOT 3 5.0 AC SEC II D218-494 236-619 277-322 D9-334 P11-161 D311-434 D18-2001
Legal Lot Number	3
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	3
Census Block	3008
Census Tract	951000

Owner

Source: Middlesex County records · APN 19 19 3

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 SHELL CT, URBANNA, VA 23175-2165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2026 · Amount on Record
Deed Sale	Jan 09, 2026 · Amount on Record
Deed Document Number	202635
Record Updated	Sep 20, 2026

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jan 09, 2026
Property Address	31 SHELL CT, URBANNA, VA 23175-2165
Document Number	0260000035
Instrument Date	Jan 07, 2026
Instrument	260000035
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	HOMELAND TITLE AND ESCROW AGENCY LLC, HOMELAND TTL STLMT AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SHELL CT, URBANNA, VA 23175-2165

Tax Assessment & Valuation

Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,104.00	$1,984,300 (-) Land $442,000 Building $1,542,300	$1,984,300 (-) Land $442,000 Building $1,542,300
2023	$12,104.00	$1,984,300 Land $442,000 Building $1,542,300	$1,984,300 Land $442,000 Building $1,542,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1995–2009)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2009 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CEDAR POINTE private · serves 138 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.