183 Shell Ct, Urbanna, VA 23175 Property Records

Middlesex County property record for 183 Shell Ct, Urbanna, VA 23175

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,500 sqft · built 2004
Lot Size	7.09 acres (308,840 sqft)
Owner	Individual Name on Record
Last Sale	$649,000 (Jun 2021)
Tax Bill	$2,583 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19 19 7A`

Property Details

APN / Parcel Number

Primary APN	`19 19 7A`
Alternative APN	`15725`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	2,500 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	308,840 sqft (7.09 acres)
Garage Area	672 sqft
Driveway	Concrete Driveway
Porch	Slab
Porch Area	69 sqft
Deck Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15725
Street Address	183 SHELL CT
City	URBANNA
State	VA
Zip	23175-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CEDAR POINTE LOT 71 7.09 AC SEC II 218-494 280-301 282-294 381-521 P14-82 10 D295-755 D21-1463
Legal Subdivision	CEDAR POINTE SD
Legal Lot Number	71
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	3
Census Block	3020
Census Tract	951000

Owner

Source: Middlesex County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6400 BUCKHILL RD, RICHMOND, VA 23225-1320
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	20211463
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jun 4, 2021
Property Address	183 SHELL CT, URBANNA, VA 23175-2122
Document Number	210001463
Instrument Date	May 26, 2021
Instrument	210001463
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	BLUE HERON TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001464
Date	Jun 4, 2021
Instrument	210001464

Lender

Name	CHESAPEAKE BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,583.00	$423,500 (-) Land $117,500 Building $306,000	$423,500 (-) Land $117,500 Building $306,000
2025	$2,583.00 (+3.9%)	$423,500 (+3.88%) Land $117,500 Building $306,000	$423,500 (+3.88%) Land $117,500 Building $306,000
2023	$2,486.00	$407,700 Land $117,500 Building $290,200	$407,700 Land $117,500 Building $290,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1995–2009)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2009 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR POINTE private · serves 138 people · EPA ID VA4119300
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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