34 Saddlebrook Dr, Cartersville, GA 30120 Property Records

Bartow County property record for 34 Saddlebrook Dr, Cartersville, GA 30120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,501 sqft · built 1989
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Apr 2022)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C020-0003-054`

Property Details

APN / Parcel Number

Primary APN	`C020-0003-054`
Alternative APNs	`C02000003054` `34649`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,501 sqft Heated Area
Gross Area	2,197 sqft
1st Floor Area	1,501 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Garage Area	440 sqft
Porch	Slab
Porch Area	40 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34649
Street Address	34 SADDLEBROOK DR
City	CARTERSVILLE
State	GA
Zip	30120-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IN
Legal Description	LT6 & P/O 5 ERWIN DOWNS LL 598 LD 4
Legal Subdivision	ERWIN DOWNS
Legal Lot Number	6
Jurisdiction	BARTOW GA
Township / Civil Division	CARTERSVILLE
Census Block Group	3
Census Block	3011
Census Tract	960601

Owner

Source: Bartow County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Jun 20, 2006 · Amount on Record
Deed Document Number	20221540
Deed Book / Page	3450 / 302
Prior Transfer Date	Jun 2, 2014
Prior Transfer Doc	0026900594
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARTOW GA
Recording Date	Mar 28, 2022
Property Address	34 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114
Document Number	0034500302
Book / Page	3450 / 302
Instrument Date	Mar 28, 2022
Instrument	2022-001540
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114

Mortgage

Document Number	0034500000000303
Date	Apr 8, 2022
Book Page	0000003450/0000000303
Instrument	005886

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Bartow County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bartow County
Municipality	Cartersville City
Unified School District	Cartersville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,119.00 Homeowner's exemption	$133,691 (+4.16%) Land $30,000 Building $103,691	$334,227 (+4.16%) Land $75,000 Building $259,227
2024	$3,119.00 (+20.56%) Homeowner's exemption	$128,353 (+0.86%) Land $29,600 Building $98,753	$320,883 (+0.86%) Land $74,000 Building $246,883
2023	$2,587.00 (+2.25%) Homeowner's exemption	$127,260 (+32.9%) Land $24,000 Building $103,260	$318,151 (+32.9%) Land $60,000 Building $258,151
2022	$2,530.00	$95,756 Land $20,000 Building $75,756	$239,390 Land $50,000 Building $189,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARTERSVILLE serves 24,830 people · EPA ID GA0150002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20