32 Saddlebrook Dr, Cartersville, GA 30120 Property Records

Bartow County property record for 32 Saddlebrook Dr, Cartersville, GA 30120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,854 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (Mar 2025)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C020-0003-055`

Property Details

APN / Parcel Number

Primary APN	`C020-0003-055`
Alternative APNs	`C02000003055` `34650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,854 sqft Heated Area
Gross Area	2,572 sqft
1st Floor Area	1,859 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	440 sqft
Porch	Slab
Porch Area	81 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34650
Street Address	32 SADDLEBROOK DR
City	CARTERSVILLE
State	GA
Zip	30120-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IN
Legal Description	LT 7 ERWIN DOWNS LL 598 LD 4
Legal Subdivision	ERWIN DOWNS
Legal Lot Number	7
Jurisdiction	BARTOW GA
Township / Civil Division	CARTERSVILLE
Census Block Group	3
Census Block	3011
Census Tract	960601

Owner

Source: Bartow County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20253749
Deed Book / Page	3728 / 500
Prior Transfer Date	Jun 1, 2005
Prior Transfer Doc	0019320281
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARTOW GA
Recording Date	Sep 30, 2021
Property Address	32 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114
Document Number	0033840113
Book / Page	3384 / 113
Instrument Date	Sep 30, 2021
Instrument	2021-005084
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114

Mortgage

Document Number	18590
Date	Sep 30, 2021
Instrument	018590

Lender

Name	BAY EQUITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bartow County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bartow County
Municipality	Cartersville City
Unified School District	Cartersville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 Homeowner's exemption Senior Citizen's exemption	$150,280 (+4.25%) Land $30,000 Building $120,280	$375,701 (+4.25%) Land $75,000 Building $300,701
2024	$2,648.00 (+22.2%) Homeowner's exemption Senior Citizen's exemption	$144,153 (+0.57%) Land $29,600 Building $114,553	$360,382 (+0.57%) Land $74,000 Building $286,382
2023	$2,167.00 (+6.75%) Homeowner's exemption Senior Citizen's exemption	$143,331 (+28.21%) Land $24,000 Building $119,331	$358,327 (+28.21%) Land $60,000 Building $298,327
2022	$2,030.00 Homeowner's exemption	$111,793 Land $20,000 Building $91,793	$279,482 Land $50,000 Building $229,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARTERSVILLE serves 24,830 people · EPA ID GA0150002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20