Bartow County property record for 28 Saddlebrook Dr, Cartersville, GA 30120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,614 sqft · built 1992 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Sep 2018) |
| Tax Bill | $3,193 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C020-0003-057 |
| Primary APN | C020-0003-057 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Heated Area |
| 1st Floor Area | 797 sqft |
| Upper Floors Area | 817 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 102 ft deep x 73 ft wide |
| Garage Area | 520 sqft |
| Porch | Enclosed Porch |
| Porch Area | 273 sqft |
| Deck Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 34652 |
|---|---|
| Old Parcel Number | C02000003057 |
| Street Address | 28 SADDLEBROOK DR |
| City | CARTERSVILLE |
| State | GA |
| Zip | 30120-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LT 9 ERWIN DOWNS LL 598 LD 4 |
| Legal Subdivision | ERWIN DOWNS |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | BARTOW GA |
| Township / Civil Division | CARTERSVILLE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 960601 |
28 Saddlebrook Dr is owned and occupied by two individuals who acquired it in September 2018.
Source: Bartow County records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit FAMILY SAVINGS CREDIT UNION |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SVGS BK |
| Sep 12, 2018 | Grant Deed, Transfer · Conventional Mortgage FEDERAL SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2018 · Amount on File |
| Deed Sale | Sep 7, 2018 · Amount on File |
| Prior Sale | Oct 30, 2015 · Amount on File |
| Deed Document Number | 0003033282 |
| Deed Book / Page | 3033 / 282 |
| Last Transfer Date | Sep 12, 2018 |
| Transfer Doc | 0030330282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARTOW GA |
| Property Address | 28 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 28 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114 |
| Document Number | 0037850000000450 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 0000003785/0000000450 |
| Instrument | D2025-012976 |
| Name | FAMILY SAVINGS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARTOW GA |
| Property Address | 28 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114 |
| Document Number | 0031370259 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 28 SADDLEBROOK DR CARTERSVILLE GA 301204114, CARTERSVILLE, GA 30120-4114 |
| Document Number | 0031370259 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 003137/000259 |
| Instrument | 14596 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BARTOW GA |
| Recording Date | Sep 12, 2018 |
| Property Address | 28 SADDLEBROOK DR, CARTERSVILLE, GA 30120-4114 |
| Document Number | 0030330282 |
| Book / Page | 003033 / 000282 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 SADDLEBROOK DR CARTERSVILLE GA 301204114, CARTERSVILLE, GA 30120-4114 |
| Document Number | 30330284 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 003033/000284 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2048 |
The 2025 property tax bill for 28 Saddlebrook Dr was $3,193 with a homeowner's exemption.
Source: Bartow County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Bartow County |
| Municipality | Cartersville City |
| Unified School District | Cartersville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,193.00 Homeowner's exemption | $136,792 (+4.18%) Land $30,000 Building $106,792 | $341,981 (+4.18%) Land $75,000 Building $266,981 |
| 2024 | $3,193.00 (+19.95%) Homeowner's exemption | $131,307 (+0.72%) Land $29,600 Building $101,707 | $328,268 (+0.72%) Land $74,000 Building $254,268 |
| 2023 | $2,662.00 (+2.35%) Homeowner's exemption | $130,364 (+28.04%) Land $24,000 Building $106,364 | $325,911 (+28.04%) Land $60,000 Building $265,911 |
| 2022 | $2,601.00 Homeowner's exemption | $101,819 Land $20,000 Building $81,819 | $254,547 Land $50,000 Building $204,547 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Saddlebrook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Saddlebrook Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARTERSVILLE serves 24,830 people · EPA ID GA0150002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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