Bergen County and Cresskill Borough property record for 34 Ridge Rd, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 3,424 sqft · built 2015 |
| Lot Size | 0.567 acres (24,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Jun 2016) |
| Tax Bill | $31,900 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00003-0000-00011 |
| Primary APN | 08-00003-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,424 sqft Living Area |
| 1st Floor Area | 3,424 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Lot Area | 24,699 sqft (0.567 acres) |
| Lot Dimensions | 190 ft deep x 130 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 014000 |
|---|---|
| Street Address | 34 RIDGE RD |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | IRREGULAR |
| Legal Subdivision | MATURA MNOR SEC 3 |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 169 NORTH ST, LEXINGTON, MA 02420-1962 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2016 · Amount on Record |
| Deed Sale | Jun 15, 2016 · Amount on Record |
| Prior Sale | Apr 16, 2015 · Amount on Record |
| Deed Document Number | 20164447801 |
| Deed Book / Page | 2289 / 759 |
| Prior Transfer Date | Jul 16, 2015 |
| Prior Transfer Doc | 0020052027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 RIDGE RD, CRESSKILL, NJ 07626-1036 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0045421969 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 4542/1969 |
| Instrument | 2022007919 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4% |
| Index | Other |
| Max Rate | 7% |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,553,100 (+10.47%) Land $548,500 Building $1,004,600 | $1,553,100 (+10.47%) Land $548,500 Building $1,004,600 | |
| 2025 | $31,900.00 (+4.72%) | $1,405,900 (+10.03%) Land $464,000 Building $941,900 | $1,405,900 (+10.03%) Land $464,000 Building $941,900 |
| 2024 | $30,461.00 (+4.54%) | ||
| 2023 | $1,277,700 Land $389,400 Building $888,300 | $1,277,700 Land $389,400 Building $888,300 | |
| 2022 | $29,139.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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