42 Ridge Rd, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 42 Ridge Rd, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	1,815 sqft · built 1962
Lot Size	0.293 acres (12,754 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2001)
Tax Bill	$15,999 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00003-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`08-00003-0000-00013`
Alternative APNs	`080000300013` `014200`

Interior

Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	12,754 sqft (0.293 acres)
Lot Dimensions	109 ft deep x 117 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	014200
Street Address	42 RIDGE RD
City	CRESSKILL
State	NJ
Zip	07626-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	117X109 5LT
Legal Block	3
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	3
Census Block	3024
Census Tract	8001

Owner

42 Ridge Rd is owned and occupied by two individuals who bought it in July 2001.

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 RIDGE RD, CRESSKILL, NJ 07626-1036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2001 · Amount on File
Deed Sale	Jul 16, 2001 · Amount on File
Deed Book / Page	8381 / 848
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	42 RIDGE RD, CRESSKILL, NJ 07626-1036
Document Number	0028572091
Book / Page	002857 / 002091
Instrument Date	Jan 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 RIDGE RD CRESSKILL NJ 076261036, CRESSKILL, NJ 07626-1036

Mortgage

Document Number	0028572091
Date	Feb 6, 2018
Book Page	002857/002091

Lender

Name	NVE BK
Type	Federal Savings Bank
Address	ENGLEWOOD, NJ 07631

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 42 Ridge Rd was $15,999, up 6.8% from the year before.

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$804,500 (+14.1%) Land $534,600 Building $269,900	$804,500 (+14.1%) Land $534,600 Building $269,900
2025	$15,999.00 (+6.76%)	$705,100 Land $451,600 Building $253,500	$705,100 Land $451,600 Building $253,500
2024	$14,986.00
2023		$621,100 Land $378,600 Building $242,500	$621,100 Land $378,600 Building $242,500
2022	$13,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20