Bergen County and Cresskill Borough property record for 22 Ridge Rd, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,530 sqft · built 1960 |
| Lot Size | 0.349 acres (15,198 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Oct 2022) |
| Tax Bill | $21,982 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00003-0000-00003 |
| Primary APN | 08-00003-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,530 sqft Living Area |
| 1st Floor Area | 2,530 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 15,198 sqft (0.349 acres) |
| Lot Dimensions | 152 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 013200 |
|---|---|
| Street Address | 22 RIDGE RD |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 100X152 6LT |
| Legal Subdivision | BOROUGH/CRESSKILL |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 RIDGE RD, CRESSKILL, NJ 07626-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed, Transfer · Conventional Mortgage ADVANCIAL FCU |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Feb 24, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Prior Sale | Feb 25, 2016 · Amount on Record |
| Deed Document Number | 2022101930 |
| Deed Book / Page | 4842 / 726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 21, 2022 |
| Property Address | 22 RIDGE RD, CRESSKILL, NJ 07626-1029 |
| Document Number | 0048420726 |
| Book / Page | 4842 / 726 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022101930 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 RIDGE RD, CRESSKILL, NJ 07626-1029 |
| Name | Verified Name |
|---|---|
| Address | 22 RIDGE RD, CRESSKILL, NJ 07626-1029 |
| Document Number | 0048420736 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 4842/736 |
| Instrument | 2022101931 |
| Name | ADVANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 7% |
| Max Rate At Change | 9% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 RIDGE RD, CRESSKILL, NJ 07626-1029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039480635 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 3948/635 |
| Instrument | 2021016749 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 RIDGE RD, CRESSKILL, NJ 07626-1029 |
| Document Number | 0029060512 |
| Instrument Date | Feb 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 22 RIDGE RD CRESSKILL NJ 076261029, CRESSKILL, NJ 07626-1029 |
| Document Number | 0029060512 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 002906/000512 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,091,400 (+12.65%) Land $576,600 Building $514,800 | $1,091,400 (+12.65%) Land $576,600 Building $514,800 | |
| 2025 | $21,982.00 (+6.47%) | $968,800 (+13.43%) Land $488,700 Building $480,100 | $968,800 (+13.43%) Land $488,700 Building $480,100 |
| 2024 | $20,647.00 (+13.86%) | ||
| 2023 | $854,100 (+13.37%) Land $411,200 Building $442,900 | $854,100 (+13.37%) Land $411,200 Building $442,900 | |
| 2022 | $18,134.00 (+1.61%) | $753,400 Land $373,500 Building $379,900 | $753,400 Land $373,500 Building $379,900 |
| 2021 | $17,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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