Bergen County and Lodi Borough property record for 32 Prospect St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,804 sqft · built 1945 |
| Lot Size | 0.072 acres (3,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Mar 2010) |
| Tax Bill | $8,850 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00096-0000-00008 |
| Primary APN | 31-00096-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,804 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Lot Area | 3,119 sqft (0.072 acres) |
| Lot Dimensions | 104 ft deep x 30 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 192600 |
|---|---|
| Street Address | 32 PROSPECT ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 30X104 |
| Legal Block | 96 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30300 |
32 Prospect St is owned and occupied by two individuals who bought it in March 2010.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 PROSPECT ST, LODI, NJ 07644-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2010 · Amount on File |
| Deed Sale | Mar 31, 2010 · Amount on File |
| Prior Sale | Sep 26, 2001 · Amount on File |
| Deed Document Number | 20103950785 |
| Deed Book / Page | 394 / 785 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 32 Prospect St was $8,850, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,000 (-) Land $147,400 Building $102,600 | $250,000 (-) Land $147,400 Building $102,600 | |
| 2025 | $8,850.00 (+5.61%) | $250,000 Land $147,400 Building $102,600 | $250,000 Land $147,400 Building $102,600 |
| 2024 | $8,380.00 | ||
| 2023 | $250,000 Land $147,400 Building $102,600 | $250,000 Land $147,400 Building $102,600 | |
| 2022 | $8,160.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Prospect St in Zone X, an area of minimal flood risk, though there have been 97 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 97 (1978–2023) |
| Claims Outside the SFHA | 8 of 97 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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