34 Observatory Pointe Dr, Wilder (Newport), KY 41076 Property Records

Campbell County property record for 34 Observatory Pointe Dr, Wilder, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,312 sqft · built 1997
Owner	Company Name on Record
Last Sale	$320,000 (Jan 2011)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-256.28`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-256.28`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,312 sqft Living Area

Exterior

Year Built	Built 1997
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Dimensions	352 ft deep x 20 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919256.28
Street Address	34 OBSERVATORY POINTE DR
City	WILDER
State	KY
Zip	41076-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OBSERVATORY POINTE LOT 18 SEC 2
Legal Subdivision	OBSERVATORY POINT
Legal Phase	2
Legal Lot Number	18
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2010
Census Tract	53302

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 OBSERVATORY POINTE DR, WILDER, KY 41076-2419
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jan 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2011 · Amount on Record
Deed Sale	Jan 21, 2011 · Amount on Record
Prior Sale	Feb 7, 2003 · Amount on Record
Deed Document Number	0101900186
Last Transfer Date	Jan 26, 2015
Transfer Doc	0005014193
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	34 OBSERVATORY POINTE DR, WILDER, KY 41076-2419
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 OBSERVATORY POINTE DR, WILDER, KY 41076-2419

Mortgage

Document Number	0005130420
Date	Apr 20, 2021
Book Page	M2281/384
Instrument	5130420

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	34 OBSERVATORY POINTE DR, WILDER, KY 41076-2419
Document Number	0005104638
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 OBSERVATORY POINTE DR WILDER KY 410762419, WILDER, KY 41076-2419

Mortgage

Document Number	0005104638
Date	Feb 4, 2020
Book Page	002208/000160
Instrument	5104638

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Wilder City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,454.00 (-11.55%) Homeowner's exemption	$390,500 (-) Land $65,000 Building $325,500	$390,500 (-) Land $65,000 Building $325,500
2023	$3,905.00 (-4.76%)	$390,500 (-) Land $65,000 Building $325,500	$390,500 (-) Land $65,000 Building $325,500
2022	$4,100.00	$390,500 Land $65,000 Building $325,500	$390,500 Land $65,000 Building $325,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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