Campbell County property record for 31 Observatory Pointe Dr, Wilder, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,777 sqft · built 1999 |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Mar 2025) |
| Tax Bill | $3,381 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-256.26 |
| Primary APN | 999-99-19-256.26 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 2 Stories |
| Building Area | 2,777 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999919256.26 |
|---|---|
| Street Address | 31 OBSERVATORY POINTE DR |
| City | WILDER |
| State | KY |
| Zip | 41076-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY POINTE LOT 16 SEC 2 |
| Legal Subdivision | OBSERVATORY POINT |
| Legal Phase | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 53302 |
31 Observatory Pointe Dr is owned and occupied by an individual who bought it in March 2025.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 31 OBSERVATORY POINTE DR, WILDER, KY 41076-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on File |
| Deed Sale | Mar 24, 2025 · Amount on File |
| Prior Sale | May 22, 2006 · Amount on File |
| Deed Document Number | 5395242 |
| Deed Book / Page | D870 / 577 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 31 OBSERVATORY POINTE DR, WILDER, KY 41076-2419 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|---|
| Address | 31 OBSERVATORY POINTE DR, WILDER, KY 41076-2419 |
| Document Number | 0005998099 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | M2470/541 |
| Instrument | 5998099 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 31 Observatory Pointe Dr was $3,381 with a homeowner's exemption.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Wilder City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,381.00 Homeowner's exemption | $383,240 Land $50,000 Building $333,240 | $383,240 Land $50,000 Building $333,240 |
| 2023 | $3,368.00 (-6.39%) Homeowner's exemption | $383,240 (-) Land $50,000 Building $333,240 | $383,240 (-) Land $50,000 Building $333,240 |
| 2022 | $3,598.00 Homeowner's exemption | $383,240 Land $50,000 Building $333,240 | $383,240 Land $50,000 Building $333,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Observatory Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Observatory Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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