32 Observatory Pointe Dr, Wilder (Newport), KY 41076 Property Records

Campbell County property record for 32 Observatory Pointe Dr, Wilder, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,385 sqft · built 1997
Owner	Individual Name on File
Last Sale	$327,500 (Aug 2017)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-256.29`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-256.29`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	2 Stories
Building Area	2,385 sqft Living Area

Exterior

Year Built	Built 1997
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Dimensions	352 ft deep x 27 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919256.29
Street Address	32 OBSERVATORY POINTE DR
City	WILDER
State	KY
Zip	41076-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OBSERVATORY POINTE LOT 19 SEC 2
Legal Subdivision	OBSERVATORY POINT
Legal Phase	2
Legal Lot Number	19
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2010
Census Tract	53302

Owner

32 Observatory Pointe Dr is owned and occupied by an individual who bought it in August 2017.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	32 OBSERVATORY POINTE DR, WILDER, KY 41076-2419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 30, 2017	Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Prior Sale	Mar 19, 1997 · Amount on File
Deed Document Number	5062081
Deed Book / Page	D788 / 139
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	32 OBSERVATORY POINTE DR, WILDER, KY 41076-2419
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OBSERVATORY POINTE DR, WILDER, KY 41076-2419

Mortgage

Document Number	0005174558
Date	May 19, 2023
Book Page	M2379/705
Instrument	5174558

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	32 OBSERVATORY POINTE DR, WILDER, KY 41076-2419
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005130726
Date	Apr 23, 2021
Book Page	M2282/398
Instrument	5130726

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Aug 30, 2017
Property Address	32 OBSERVATORY POINTE DR, WILDER, KY 41076-2419
Document Number	0005062081
Book / Page	D788 / 139
Map Reference	SL 239A
Instrument Date	Aug 25, 2017
Instrument	5062081
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	SOJOURNERS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OBSERVATORY POINTE DR, WILDER, KY 41076-2419

Mortgage

Document Number	0005062083
Date	Aug 30, 2017
Instrument	5062083

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 32 Observatory Pointe Dr was $3,897.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Wilder City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,897.00	$385,100 Land $75,000 Building $310,100	$385,100 Land $75,000 Building $310,100
2023	$3,851.00 (-4.75%)	$385,100 (-) Land $75,000 Building $310,100	$385,100 (-) Land $75,000 Building $310,100
2022	$4,043.00	$385,100 Land $75,000 Building $310,100	$385,100 Land $75,000 Building $310,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Observatory Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Observatory Pointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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