34 Montgomery Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 34 Montgomery Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2020
Lot Size	12.3 acres (538,271 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,362 (2025)
Deeds & Mortgages	Dec 2021 Refinance Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006021A 000`

Property Details

APN / Parcel Number

Primary APN	`006021A 000`
Alternative APNs	`WINM M:6 B:21 L:A` `H0040R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
Gross Area	4,040 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Adobe
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	538,271 sqft (12.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	H0040R
Street Address	34 MONTGOMERY RD
City	WINDHAM
State	ME
Zip	04062-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Block	21
Legal Lot Number	A
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1005
Census Tract	4803

Owner

34 Montgomery Rd is owned and occupied by two individuals.

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 MONTGOMERY RD, WINDHAM, ME 04062-4137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MECHANICS SAVINGS BANK
Feb 6, 2020	Deed of Trust, Mortgage MECHANICS S&L FSA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	34 MONTGOMERY RD, WINDHAM, ME 04062-4137
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0390440198
Date	Dec 30, 2021
Book Page	39044/198
Instrument	91412

Lender

Name	MECHANICS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	34 MONTGOMERY RD, WINDHAM, ME 04062-4137
Document Number	0364200228
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MONTGOMERY RD WINDHAM ME 040624137, WINDHAM, ME 04062-4137

Mortgage

Document Number	0364200228
Date	Feb 12, 2020
Book Page	036420/000228
Instrument	7919

Lender

Name	MECHANICS S&L FSA
Type	Federal Savings Bank
Address	AUBURN, ME 04212

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 34 Montgomery Rd was $6,362, up 5.2% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,362.00 (+5.16%)	$527,500 (-) Land $134,800 Building $392,700
2024	$6,050.00 (+7.52%)	$527,500 (+5%) Land $134,800 Building $392,700
2023	$5,627.00 (+8.05%)	$502,400 (+11.99%) Land $125,700 Building $376,700
2022	$5,208.00	$448,600 Land $112,500 Building $336,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 34 Montgomery Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Montgomery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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