Cumberland County and Windham Town property record for 38 Montgomery Rd, Windham, ME 04062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,810 sqft · built 2022 |
| Lot Size | 1.83 acres (80,020 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,764 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | L5226R |
| Primary APN | L5226R |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Living Area |
| Gross Area | 4,500 sqft |
| 1st Floor Area | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,020 sqft (1.83 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | L5226R |
|---|---|
| Street Address | 38 MONTGOMERY RD |
| City | WINDHAM |
| State | ME |
| Zip | 04062-4137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F |
| Legal Block | 21 |
| Legal Lot Number | A01 |
| Jurisdiction | WINDHAM ME |
| Township / Civil Division | WINDHAM |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 4803 |
Source: Cumberland County and Windham Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 MONTGOMERY RD, WINDHAM, ME 04062-4137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · ARM BATH SAVINGS INSTITUTION |
| Oct 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BATH SAVINGS INSTITUTION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 38 MONTGOMERY RD, WINDHAM, ME 04062-4137 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0385710044 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 38571/44 |
| Instrument | 60636 |
| Name | BATH SAVINGS INSTITUTION |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Type Change Date | Sep 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDHAM ME |
| Property Address | 38 MONTGOMERY RD, WINDHAM, ME 04062-4137 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0397850208 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 39785/208 |
| Instrument | 52300 |
| Name | BATH SAVINGS INSTITUTION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2047 |
Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Windham Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,764.00 (+5.13%) | $560,900 (-) Land $126,400 Building $434,500 |
| 2024 | $6,434.00 (+8.85%) | $560,900 (+6.27%) Land $126,400 Building $434,500 |
| 2023 | $5,911.00 (-1.35%) | $527,800 (+2.27%) Land $117,600 Building $410,200 |
| 2022 | $5,992.00 | $516,100 Land $104,800 Building $411,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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