22 Montgomery Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 22 Montgomery Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,055 sqft · built 1969
Lot Size	4.66 acres (203,295 sqft)
Owner	Individual Name on Record
Last Sale	$350,300 (Apr 2020)
Tax Bill	$4,769 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`M7924R`

Property Details

APN / Parcel Number

Primary APN	`M7924R`
Alternative APNs	`WINM M:6 B:21 L:2` `006021002000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,055 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,055 sqft
Basement Area	851 sqft
Unfinished Basement	851 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	203,295 sqft (4.66 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M7924R
Street Address	22 MONTGOMERY RD
City	WINDHAM
State	ME
Zip	04062-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F/SP
Legal Block	21
Legal Lot Number	2
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1005
Census Tract	4803

Owner

Source: Cumberland County and Windham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 MONTGOMERY RD, WINDHAM, ME 04062-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage CUMBERLAND COUNTY FEDERAL CREDIT UNION
Apr 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit NORTHEAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	202017310
Deed Book / Page	36560 / 74
Transfer Doc	0332230084
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Recording Date	Aug 27, 2026
Property Address	22 MONTGOMERY RD, WINDHAM, ME 04062-4137
Document Number	0000037500
Book / Page	42501 / 153
Instrument Date	Aug 14, 2026
Instrument	202637500
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MONTGOMERY RD, WINDHAM, ME 04062-4137

Mortgage

Document Number	0000037500,
Date	Aug 27, 2026
Book Page	42501/153
Instrument	202637500

Lender

Name	CUMBERLAND COUNTY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Apr 2, 2020
Property Address	22 MONTGOMERY RD, WINDHAM, ME 04062-4137
Document Number	0365600074
Book / Page	36560 / 74
Instrument Date	Apr 1, 2020
Instrument	17310
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 8TH ST # PH229, PH229, CHARLESTOWN, MA 02129-4208

Mortgage

Document Number	0000017311
Date	Apr 2, 2020
Instrument	17311

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	22 MONTGOMERY RD, WINDHAM, ME 04062-4137
Document Number	0353970181
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22 MONTGOMERY RD WINDHAM ME 040624137, WINDHAM, ME 04062-4137

Mortgage

Document Number	0353970181
Date	Jan 8, 2019
Book Page	035397/000181
Instrument	922

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 7, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,769.00 (+5.16%)	$395,400 (-) Land $146,600 Building $248,800
2024	$4,535.00 (+8.52%)	$395,400 (+5.98%) Land $146,600 Building $248,800
2023	$4,179.00 (+8.29%)	$373,100 (+12.24%) Land $136,300 Building $236,800
2022	$3,859.00	$332,400 Land $121,400 Building $211,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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