34 Maple St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 34 Maple St, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 1874
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2016)
Tax Bill	$5,744 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:146 B:44`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:146 B:44`
Alternative APNs	`M:00146 P:00044` `2206`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	1,428 sqft
Attic	Attic
Attic Area	416 sqft
Basement Area	1,067 sqft
Unfinished Basement	1,067 sqft

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2206
Street Address	34 MAPLE ST
City	HOLDEN
State	MA
Zip	01520-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	44
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2028
Census Tract	728300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Holden Center Historic District listed 1977 · 11 contributing resources · NRIS 77000194

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 MAPLE ST, HOLDEN, MA 01520-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOWELL COMMUNITY LOAN FUND INC
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2016 · Amount on Record
Deed Sale	Jul 14, 2016 · Amount on Record
Deed Book / Page	55637 / 118
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	34 MAPLE ST, HOLDEN, MA 01520-1322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069457-148
Date	Jul 31, 2023
Book Page	69457/148
Instrument	62226

Lender

Name	LOWELL COMMUNITY LOAN FUND INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	34 MAPLE ST, HOLDEN, MA 01520-1322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066750-229
Date	Dec 15, 2021
Book Page	66750/229
Instrument	175076

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	34 MAPLE ST, HOLDEN, MA 01520-1322
Document Number	62242-1
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MAPLE ST HOLDEN MA 015201322, HOLDEN, MA 01520-1322

Mortgage

Document Number	62242-1
Date	Apr 21, 2020
Book Page	062242/000001
Instrument	39560

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,744.00 (+2.33%)	$426,100 (+5.21%) Land $164,500 Building $261,600	$526,603 (+36.36%)
2025	$5,613.00 (+7.32%)	$405,000 (+9.58%) Land $156,600 Building $248,400	$386,175
2024	$5,230.00 (-0.23%)	$369,600 (+5.69%) Land $152,100 Building $217,500
2023	$5,242.00	$349,700 Land $132,200 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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