23 Maple St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 23 Maple St, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,437 sqft · built 1948
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Aug 1995)
Tax Bill	$7,635 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:146 B:40`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:146 B:40`
Alternative APNs	`M:00146 P:00040` `10966`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,437 sqft Living Area
Gross Area	4,092 sqft
1st Floor Area	1,608 sqft
Basement Area	1,036 sqft
Unfinished Basement	798 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10966
Street Address	23 MAPLE ST
City	HOLDEN
State	MA
Zip	01520-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	40
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2023
Census Tract	728300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Holden Center Historic District listed 1977 · 11 contributing resources · NRIS 77000194

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 MAPLE ST, HOLDEN, MA 01520-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 1995 · Amount on Record
Deed Sale	Aug 2, 1995 · Amount on Record
Prior Sale	Aug 28, 1987 · Amount on Record
Deed Book / Page	17215 / 353
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	23 MAPLE ST, HOLDEN, MA 01520-1321
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067891-255
Date	Jul 12, 2022
Book Page	67891/255
Instrument	75688

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	23 MAPLE ST, HOLDEN, MA 01520-1321
Document Number	59967-113
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MAPLE ST HOLDEN MA 015201321, HOLDEN, MA 01520-1321

Mortgage

Document Number	59967-113
Date	Jan 24, 2019
Book Page	059967/000113
Instrument	6828

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 23, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,635.00 (+2.51%)	$566,400 (+5.4%) Land $169,900 Building $396,500	$592,925 (+38.91%)
2025	$7,448.00 (+1.55%)	$537,400 (+3.69%) Land $161,800 Building $375,600	$426,835
2024	$7,334.00 (+5.68%)	$518,300 (+11.94%) Land $157,000 Building $361,300
2023	$6,940.00	$463,000 Land $136,500 Building $326,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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