21 Maple St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 21 Maple St, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,455 sqft · built 1900
Lot Size	1.81 acres (79,204 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2015)
Tax Bill	$9,005 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:146 B:21`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:146 B:21`
Alternative APNs	`M:00146 P:00021` `2187`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,455 sqft Living Area
Gross Area	5,707 sqft
1st Floor Area	2,167 sqft
Basement Area	1,449 sqft
Unfinished Basement	1,449 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,204 sqft (1.81 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2187
Street Address	21 MAPLE ST
City	HOLDEN
State	MA
Zip	01520-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	21
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	2
Census Block	2023
Census Tract	728300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Holden Center Historic District listed 1977 · 11 contributing resources · NRIS 77000194

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 Maple St is owned and occupied by an individual who bought it in December 2015.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 MAPLE ST, HOLDEN, MA 01520-1321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK
Apr 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage BAY STATE SAVINGS BANK
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2015 · Amount on File
Deed Sale	Dec 15, 2015 · Amount on File
Prior Sale	Aug 13, 2015 · Amount on File
Deed Book / Page	54701 / 305
Transfer Doc	054701-305
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	21 MAPLE ST, HOLDEN, MA 01520-1321
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064542-211
Date	Feb 24, 2021
Book Page	64542/211
Instrument	26127

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	21 MAPLE ST, HOLDEN, MA 01520-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60309-275
Date	Apr 24, 2019
Book Page	60309/275
Instrument	35778

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	21 MAPLE ST, HOLDEN, MA 01520-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63897-76
Date	Dec 4, 2020
Book Page	63897/76
Instrument	149453

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 21 Maple St was $9,005, up 2.1% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,005.00 (+2.09%)	$668,000 (+4.97%) Land $180,300 Building $487,700	$774,268 (+31.18%)
2025	$8,821.00 (-2.78%)	$636,400 (-0.75%) Land $171,600 Building $464,800	$590,235
2024	$9,073.00 (-2.26%)	$641,200 (+3.54%) Land $166,800 Building $474,400
2023	$9,283.00	$619,300 Land $144,900 Building $474,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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