34 Lockhart Rd, Tryon, NC 28782 Property Records

Polk County property record for 34 Lockhart Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,768 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2026)
Tax Bill	$1,184 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T14-H3`

Property Details

APN / Parcel Number

Primary APN	`T14-H3`
Alternative APN	`7041`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,768 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1966
Exterior Material	Aluminum Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	7041
Street Address	34 LOCKHART RD
City	TRYON
State	NC
Zip	28782-2997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	T14, 0T60 TRYON AREA 60
Legal Subdivision	TRYON AREA 60
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2031
Census Tract	920304

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1220, COLUMBUS, NC 28722-1220
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEPROS LLC
Dec 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEPROS LLC
Jan 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Jan 28, 2002
Deed Book / Page	502 / 1775
Prior Transfer Date	Mar 4, 2025
Prior Transfer Doc	00490/1568
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 30, 2026
Property Address	34 LOCKHART RD, TRYON, NC 28782-2997
Document Number	0502001775
Book / Page	502 / 1775
Instrument Date	Sep 26, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	34 LOCKHART RD, TRYON, NC 28782-2997
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	MADISON SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8210 TAVERN RD, BALL GROUND, GA 30107-1115

Mortgage

Document Number	00482/1783
Date	Jan 3, 2024
Book Page	482/1783

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	34 LOCKHART RD, TRYON, NC 28782-2997
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	MADISON SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8210 TAVERN RD, BALL GROUND, GA 30107-1115

Mortgage

Document Number	00482/1591
Date	Dec 29, 2023
Book Page	482/1591

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jan 19, 2021
Property Address	34 LOCKHART RD, TRYON, NC 28782-2997
Document Number	00455/1996
Book / Page	455 / 1996
Map Reference	SH 11
Instrument Date	Jan 18, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LOCKHART RD, TRYON, NC 28782-2997

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,184.00	$255,811 (-) Land $12,650 Building $243,161	$255,811 (-) Land $12,650 Building $243,161
2025	$1,184.00 (+59.78%)	$255,811 (+97.53%) Land $12,650 Building $243,161	$255,811 (+97.53%) Land $12,650 Building $243,161
2023	$741.00	$129,508 Land $9,200 Building $120,308
2021			$129,508 Land $9,200 Building $120,308

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lockhart Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures