Polk County property record for 184 Lockhart Rd, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,143 sqft · built 1987 |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,016 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | T14-D21 |
| Primary APN | T14-D21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 120,661 sqft (2.77 acres) |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 648 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 21746 |
|---|---|
| Street Address | 184 LOCKHART RD |
| City | TRYON |
| State | NC |
| Zip | 28782-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | PLAT: CARD FILE B-1200, 0T60 TRYON AREA 60 |
| Legal Subdivision | TRYON AREA 60 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 920304 |
184 Lockhart Rd is owned and occupied by two individuals who acquired it in December 1997.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 184 LOCKHART RD, TRYON, NC 28782-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 220 / 495 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 184 Lockhart Rd was $2,016.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,016.00 | $435,591 (-) Land $81,550 Building $354,041 | $435,591 (-) Land $81,550 Building $354,041 |
| 2025 | $2,016.00 | $435,591 Land $81,550 Building $354,041 | $435,591 Land $81,550 Building $354,041 |
| 2023 | $1,949.00 | $340,398 Land $75,400 Building $264,998 | |
| 2021 | $340,398 Land $75,400 Building $264,998 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Lockhart Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1995–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 184 Lockhart Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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