34 Larch Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 34 Larch Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,309 sqft · built 1963
Lot Size	0.229 acres (9,958 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jan 2013)
Tax Bill	$9,000 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:038.0-0000-0029.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:038.0-0000-0029.0`
Alternative APNs	`M:038.0=0000=0029.0` `1340000000960` `1340000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	3,134 sqft
Basement Area	1,358 sqft
Unfinished Basement	407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,958 sqft (0.229 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1340000000960
Street Address	34 LARCH LN
City	READING
State	MA
Zip	01867-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4011
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 LARCH LN, READING, MA 01867-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit ST JEANS CU
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit ST JEANS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2013 · Amount on Record
Deed Sale	Jan 15, 2013 · Amount on Record
Prior Sale	Jan 15, 2013 · Amount on Record
Deed Book / Page	60973 / 562
Transfer Doc	60973-562
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	34 LARCH LN, READING, MA 01867-1458
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077019-240
Date	Feb 22, 2021
Book Page	77019/240
Instrument	38801

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	34 LARCH LN, READING, MA 01867-1458
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077019-127
Date	Feb 22, 2021
Book Page	77019/127
Instrument	38786

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	34 LARCH LN, READING, MA 01867-1458
Document Number	71817-475
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LARCH LN READING MA 018671458, READING, MA 01867-1458

Mortgage

Document Number	71817-475
Date	Oct 30, 2018
Book Page	071817/000475
Instrument	167095

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	34 LARCH LN, READING, MA 01867-1458
Document Number	71147-17
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LARCH LN READING MA 018671458, READING, MA 01867-1458

Mortgage

Document Number	71147-17
Date	Jun 13, 2018
Book Page	071147/000017
Instrument	84232

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,000.00 (+1.51%)	$821,200 (+5.5%) Land $508,300 Building $311,400	$901,698 (+1.68%)
2025	$8,866.00 (+1.16%)	$778,400 (+4.09%) Land $481,800 Building $296,600	$886,825 (+1.98%)
2024	$8,764.00 (+3.22%)	$747,800 (+10.88%) Land $462,800 Building $285,000	$869,630
2023	$8,491.00	$674,400 Land $417,300 Building $257,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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