19 Larch Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 19 Larch Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,868 sqft · built 1964
Lot Size	0.246 acres (10,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Nov 2019)
Tax Bill	$9,053 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:038.0-0000-0036.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:038.0-0000-0036.0`
Alternative APNs	`M:038.0=0000=0036.0` `1340000001200` `1340000001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	3,210 sqft
Basement Area	1,490 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,698 sqft (0.246 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1340000001200
Street Address	19 LARCH LN
City	READING
State	MA
Zip	01867-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4003
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 LARCH LN, READING, MA 01867-1425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Mar 16, 2021	Deed of Trust, Mortgage · ARM READING COOPERATIVE BANK
Nov 7, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP
Mar 2, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Mar 2, 2018
Deed Document Number	2019174335
Deed Book / Page	73612 / 475
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Recording Date	Sep 10, 2026
Property Address	19 LARCH LN, READING, MA 01867-1425
Document Number	0000115421
Book / Page	86125 / 489
Instrument Date	Aug 21, 2026
Instrument	2026115421
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LARCH LN, READING, MA 01867-1425
Investor	Possibly a Property Investor

Mortgage

Document Number	0000115421,
Date	Sep 10, 2026
Book Page	86125/489
Instrument	2026115421

Lender

Name	SALEM FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	19 LARCH LN, READING, MA 01867-1425
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	080057-257
Date	Apr 29, 2022
Book Page	80057/257
Instrument	64842

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	19 LARCH LN, READING, MA 01867-1425
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00077241-7
Date	Mar 16, 2021
Book Page	77241/7
Instrument	58604

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Apr 1, 2026
Index	Other

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 7, 2019
Property Address	19 LARCH LN, READING, MA 01867-1425
Document Number	73612-475
Book / Page	73612 / 475
Instrument Date	Nov 7, 2019
Instrument	174335
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 LARCH LN, READING, MA 01867-1425
Investor	Possibly a Property Investor

Mortgage

Document Number	174337
Date	Nov 7, 2019
Instrument	174337

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Mar 2, 2018
Property Address	19 LARCH LN, READING, MA 01867-1425
Document Number	70691-294
Book / Page	070691 / 000294
Instrument Date	Feb 27, 2018
Instrument	29205
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LARCH LN READING MA 018671425, READING, MA 01867-1425

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,053.00 (+1.48%)	$826,000 (+5.46%) Land $511,300 Building $308,500	$866,740 (+11.36%)
2025	$8,921.00 (+1.16%)	$783,200 (+4.08%) Land $484,600 Building $298,600	$778,335 (-0.36%)
2024	$8,819.00 (+3.15%)	$752,500 (+10.81%) Land $465,500 Building $287,000	$781,185
2023	$8,550.00	$679,100 Land $419,700 Building $259,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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