25 Larch Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 25 Larch Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 1963
Lot Size	0.326 acres (14,214 sqft)
Owner	Individual Name on Record
Last Sale	$333,200 (Dec 2009)
Tax Bill	$8,179 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`READ M:038.0-0000-0037.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:038.0-0000-0037.0`
Alternative APNs	`M:038.0=0000=0037.0` `1340000001230` `1340000001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	2,486 sqft
Basement Area	1,050 sqft
Unfinished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,214 sqft (0.326 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1340000001230
Street Address	25 LARCH LN
City	READING
State	MA
Zip	01867-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4003
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 LARCH LN, READING, MA 01867-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2009 · Amount on Record
Deed Sale	Dec 1, 2009 · Amount on Record
Prior Sale	Jun 30, 1998 · Amount on Record
Deed Document Number	2009231573
Deed Book / Page	53934 / 467
Transfer Doc	53443-222
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	25 LARCH LN, READING, MA 01867-1425
Document Number	73902-329
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 LARCH LN READING MA 018671425, READING, MA 01867-1425

Mortgage

Document Number	73902-329
Date	Dec 27, 2019
Book Page	073902/000329
Instrument	6932

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	25 LARCH LN, READING, MA 01867-1425
Document Number	69723-121
Book / Page	069723 / 000121
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69723-121
Date	Aug 3, 2017
Book Page	069723/000121
Instrument	124320

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,179.00 (+1.53%)	$746,300 (+5.51%) Land $499,000 Building $247,100	$806,525 (+11.17%)
2025	$8,056.00 (+1.16%)	$707,300 (+4.09%) Land $472,900 Building $234,400	$725,515 (-0.29%)
2024	$7,964.00 (+3.25%)	$679,500 (+10.92%) Land $454,300 Building $225,200	$727,605
2023	$7,713.00	$612,600 Land $409,600 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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