34 Lambert Rdg, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 34 Lambert Rdg, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,958 sqft · built 1997
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,220,000 (Jun 2022)
Tax Bill	$26,186 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10533-431`

Property Details

APN / Parcel Number

Primary APN	`10533-431`
Alternative APNs	`300010503304310010070000` `553000 10533-431-0017`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,958 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	10533-431
Street Address	34 LAMBERT RDG
City	CROSS RIVER
State	NY
Zip	10518-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MICHELLE ESTATES AT CROSS RIVER
Legal Block	431-
Legal Lot Number	1.7
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3010
Census Tract	12502

Owner

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	LAMBERT RDG, CROSS RIVER, NY 10518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jun 30, 2022	Deed, Transfer · Conventional Mortgage US BANK NA
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Nov 20, 2013	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Aug 17, 1998 · Amount on Record
Deed Document Number	20223564
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	34 LAMBERT RDG, CROSS RIVER, NY 10518-1125
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LAMBERT RDG, CROSS RIVER, NY 10518-1125

Mortgage

Document Number	0613153358
Date	Nov 16, 2021
Instrument	613153358

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2050

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 30, 2022
Property Address	34 LAMBERT RDG, CROSS RIVER, NY 10518-1125
Document Number	0621663564
Map Reference	MAP 24046
Instrument Date	Jun 17, 2022
Instrument	621663564
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	NOT AVAILABLE, GLOBALSERVE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 LAMBERT RDG, 34, CROSS RIVER, NY 10518-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	937 CUNNINGHAM RD, DURHAM, NY 12422-5026

Mortgage

Document Number	0621813302
Date	Jun 30, 2022
Instrument	621813302

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	34 LAMBERT RDG, CROSS RIVER, NY 10518-1125
Document Number	0582753171
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LAMBERT RDG CROSS RIVER NY 105181125, CROSS RIVER, NY 10518-1125

Mortgage

Document Number	0582753171
Date	Oct 2, 2018
Book Page	058275/003171

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	34 LAMBERT RDG, CROSS RIVER, NY 10518-1125
Document Number	0582823019
Instrument Date	Nov 20, 2013
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LAMBERT RDG CROSS RIVER NY 105181125, CROSS RIVER, NY 10518-1125

Mortgage

Document Number	0582823019
Date	Oct 9, 2018
Book Page	058282/003019

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,186.00 (+482.56%)
2025	$4,495.00	$83,800 (-) Land $19,000 Building $64,800	$1,336,523 (+2.39%) Land $303,030 Building $1,033,493
2024		$83,800 (-) Land $19,000 Building $64,800	$1,305,296 (+8.72%) Land $295,950 Building $1,009,346
2023		$83,800 Land $19,000 Building $64,800	$1,200,573 Land $272,206 Building $928,367

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWS AT CROSS RIVER private · serves 630 people · EPA ID NY5920685
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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