28 Lambert Rdg, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 28 Lambert Rdg, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,152 sqft · built 1999
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Aug 2021)
Tax Bill	$25,686 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10533-434`

Property Details

APN / Parcel Number

Primary APN	`10533-434`
Alternative APNs	`300010503304340010070000` `553000 10533-434-0017`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,152 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	10533-434
Street Address	28 LAMBERT RDG
City	CROSS RIVER
State	NY
Zip	10518-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	434-
Legal Lot Number	1.7
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3010
Census Tract	12502

Owner

28 Lambert Rdg is owned by two individuals who bought it in August 2021.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	LAMBERT RDG, CROSS RIVER, NY 10518
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Aug 12, 2021 · Amount on File
Deed Document Number	2021612233475
Record Updated	Oct 29, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 12, 2021
Property Address	28 LAMBERT RDG, CROSS RIVER, NY 10518-1125
Document Number	0612233475
Map Reference	MAP 24046
Instrument Date	Aug 4, 2021
Instrument	612233475
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 LAMBERT RDG, 28, CROSS RIVER, NY 10518-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 WILLOW CT, CROSS RIVER, NY 10518-1306

Mortgage

Document Number	0612233511
Date	Aug 12, 2021
Instrument	612233511

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 28 Lambert Rdg was $25,686, up 317.3% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,686.00 (+317.32%)
2025	$6,155.00	$82,200 (-) Land $19,000 Building $63,200	$1,311,004 (+2.39%) Land $303,030 Building $1,007,974
2024		$82,200 (-) Land $19,000 Building $63,200	$1,280,374 (+8.72%) Land $295,950 Building $984,424
2023		$82,200 Land $19,000 Building $63,200	$1,177,650 Land $272,206 Building $905,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Lambert Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Lambert Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWS AT CROSS RIVER private · serves 630 people · EPA ID NY5920685
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20