Westchester County and Lewisboro Town property record for 29 Lambert Rdg, Cross River, NY 10518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,093 sqft · built 1998 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,616,000 (Jul 2023) |
| Tax Bill | $29,217 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10533-475 |
| Primary APN | 10533-475 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,093 sqft Living Area |
| Attic | Attic |
| Attic Area | 634 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 66,211 sqft (1.52 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 10533-475 |
|---|---|
| Street Address | 29 LAMBERT RDG |
| City | CROSS RIVER |
| State | NY |
| Zip | 10518-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 475- |
| Legal Lot Number | 1.7 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 12502 |
29 Lambert Rdg is owner-occupied and held in a trust since May 2025.
Source: Westchester County and Lewisboro Town records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 29 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Jan 21, 2020 | Loan Modification, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on File |
| Deed Sale | Jul 11, 2023 · Amount on File |
| Deed Document Number | 20233269 |
| Last Transfer Date | May 12, 2025 |
| Transfer Doc | 0000003004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 11, 2023 |
| Property Address | 29 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Document Number | 0631723269 |
| Map Reference | MAP 24046 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 631723269 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,464.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Name | Verified Name |
|---|---|
| Address | 12131 SERENITY LN, MARRIOTTSVILLE, MD 21104-1459 |
| Document Number | 0631903022 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 631903022 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 29 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0570133607 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 570133607 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 29 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Document Number | 0603281190 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29 LAMBERT RDG CROSS RIVER NY 105181123, CROSS RIVER, NY 10518-1123 |
| Document Number | 0603281190 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 060328/001190 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 22, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 29 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Document Number | 0603281191 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 29 LAMBERT RDG CROSS RIVER NY 105181123, CROSS RIVER, NY 10518-1123 |
| Document Number | 0603281191 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 060328/001191 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 22, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2026 property tax bill for 29 Lambert Rdg was $29,217, up 411.4% from the year before.
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,217.00 (+411.41%) | ||
| 2025 | $5,713.00 | $93,500 (-) Land $19,000 Building $74,500 | $1,491,228 (+2.39%) Land $303,030 Building $1,188,198 |
| 2024 | $93,500 (-) Land $19,000 Building $74,500 | $1,456,386 (+8.72%) Land $295,950 Building $1,160,436 | |
| 2023 | $93,500 (+2.19%) Land $19,000 Building $74,500 | $1,339,541 (+19.75%) Land $272,206 Building $1,067,335 | |
| 2022 | $91,500 Land $19,000 Building $72,500 | $1,118,582 Land $232,274 Building $886,308 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 29 Lambert Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1980–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Lambert Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MICHELLE ESTATES private · serves 340 people · EPA ID NY5930013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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