34 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 34 Jefferson Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 ba · 796 sqft · built 1914
Lot Size	0.128 acres (5,564 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-404-008`

Property Details

APN / Parcel Number

Primary APN	`06-11-404-008`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	796 sqft Living Area
Gross Area	1,592 sqft
1st Floor Area	796 sqft
Basement Area	796 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	5,564 sqft (0.128 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	34 JEFFERSON AVE
City	ELGIN
State	IL
Zip	60120-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JULIANS RE-SUB EAST 52 FT LOT 13
Legal Subdivision	JULIANS RE-SUB EAST
Legal Block	3
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3015
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 JEFFERSON AVE, ELGIN, IL 60120-2809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 16, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	34 JEFFERSON AVE, ELGIN, IL 60120-2809
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016211
Date	Mar 2, 2021
Instrument	2021K016211

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate	2.75%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	34 JEFFERSON AVE, ELGIN, IL 60120-2809
Document Number	0000007284
Instrument Date	Feb 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 JEFFERSON AVE ELGIN IL 601202809, ELGIN, IL 60120-2809

Mortgage

Document Number	0000007284
Date	Feb 25, 2019
Instrument	7284

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (+85.26%) Homeowner's exemption Senior Citizen's exemption	$57,400 (+8.57%) Land $12,339 Building $45,061	$172,269 (+8.57%) Land $37,032 Building $135,237
2024		$52,869 (+22.21%) Land $11,365 Building $41,504	$158,670 (+22.26%) Land $34,109 Building $124,562
2022	$1,689.00 (-2.82%) Homeowner's exemption	$43,260 (+6.96%) Land $9,362 Building $33,898	$129,780 (+6.96%) Land $28,086 Building $101,694
2021	$1,738.00 Homeowner's exemption	$40,445 Land $8,753 Building $31,692	$121,335 Land $26,259 Building $95,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

Nearby Properties on Jefferson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures