28 Jefferson Ave, Elgin, IL 60120 Property Records

Kane County property record for 28 Jefferson Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 892 sqft · built 1903
Lot Size0.128 acres (5,564 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Apr 1998)
Tax Bill$3,906 (2025)
Flood ZoneZone X (minimal risk)
APN06-11-404-007

Property Details

APN / Parcel Number

Primary APN06-11-404-007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area892 sqft Living Area
Gross Area1,784 sqft
1st Floor Area892 sqft
Basement Area892 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Construction TypeFrame
Lot Area5,564 sqft (0.128 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address28 JEFFERSON AVE
CityELGIN
StateIL
Zip60120-2809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJULIANS RE-SUB EAST 38 FT LOT 12 & WEST 14 FT LOT 13
Legal SubdivisionJULIANS RE-SUB EAST
Legal Block3
Legal Lot Number12,13
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3015
Census Tract854600

Owner

28 Jefferson Ave is owned and occupied by two individuals who bought it in April 1998.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address28 JEFFERSON AVE, ELGIN, IL 60120-2809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 1998 · Amount on File
Deed SaleApr 15, 1998 · Amount on File
Prior SaleApr 15, 1998 · Amount on File
Deed Document Number199831238
Prior Transfer DateApr 8, 1998
Prior Transfer Doc0000031238
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 28 Jefferson Ave was $3,906 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,906.00 Homeowner's exemption$59,209 (+8.57%) Land $12,339 Building $46,870$177,698 (+8.57%) Land $37,032 Building $140,666
2024$54,535 Land $11,365 Building $43,170$163,670 Land $34,109 Building $129,562
2022$3,375.00 (+5.11%) Homeowner's exemption$44,924 (+6.96%) Land $9,362 Building $35,562$134,772 (+6.96%) Land $28,086 Building $106,686
2021$3,211.00 Homeowner's exemption$42,001 Land $8,753 Building $33,248$126,003 Land $26,259 Building $99,744

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Jefferson Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

Nearby Properties on Jefferson Ave

Nearby Streets

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